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2003 E McLaughlin St, Smyrna, TN 37167 Property Records

Rutherford County property record for 2003 E McLaughlin St, Smyrna, TN 37167 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,285 sqft · built 2007
Lot Size0.34 acres (14,812 sqft)
Owner2 Individual Names on File
Last Sale$325,900 (Feb 2021)
Tax Bill$2,395 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jan 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN032L-E-025.00-000

Property Details

APN / Parcel Number

Primary APN032L-E-025.00-000
Alternative APNs
  • 032L E 02500
  • R0097880

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,285 sqft Living Area
1st Floor Area1,713 sqft
Upper Floors Area572 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2014
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area14,812 sqft (0.34 acres)
Lot Dimensions132 ft deep x 55.7 ft wide
Garage TypeAttached
Garage Area572 sqft
DrivewayDriveway
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account NumberR0097880
Street Address2003 E MCLAUGHLIN ST
CitySMYRNA
StateTN
Zip37167-8446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 SUMMER RIDGE SEC 3 PH 2 PB 31-63 SPLIT OFF 32-13.03 FOR 2008 55.68 X 132.66 IRR
Legal SubdivisionSUMMER RIDGE SEC 3 PH 2
Legal Block2
Legal Lot Number70
JurisdictionRUTHERFORD TN
Township / Civil Division10
Census Block Group2
Census Block2003
Census Tract40811

Owner

Source: Rutherford County records · APN 032L-E-025.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2003 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS SAVINGS BANK & TRUST CO
Jan 31, 2019Deed of Trust, Mortgage · Line of Credit
REGIONS BK
May 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleApr 30, 2008 · Amount on Record
Deed Document Number20212341334
Deed Book / Page2040 / 1080
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateFeb 22, 2021
Property Address2003 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446
Document Number20401080
Book / Page2040 / 1080
Map ReferenceMB 31 PG 63
Instrument DateFeb 12, 2021
Instrument2341334
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyLAND TITLE SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,205.83
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446

Mortgage

Document Number20401082
DateFeb 22, 2021
Instrument2040-1082
Lender
NameCITIZENS SAVINGS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address2003 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446
Document NumberRB17481064
Instrument DateJan 31, 2019
Transaction TypeMortgage
Record UpdatedMar 01, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2003 E MCLAUGHLIN ST SMYRNA TN 371678446, SMYRNA, TN 37167-8446

Mortgage

Document NumberRB17481064
DateFeb 14, 2019
Book Page001748/001064
Instrument2191127
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 13, 2034
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address2003 E MCLAUGHLIN ST, SMYRNA, TN 37167-8446
Document NumberRB15801515
Book / Page001580 / 001515
Instrument DateMay 18, 2017
Transaction TypeMortgage
Record UpdatedJun 28, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2003 E MCLAUGHLIN ST SMYRNA TN 371678446, SMYRNA, TN 37167-8446

Mortgage

Document NumberRB15801515
DateJun 13, 2017
Book Page001580/001515
Instrument2089416
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 12, 2032

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
MunicipalitySmyrna Town
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$126,100 (+26.45%) Land $30,000 Building $96,100$504,400 (+26.45%) Land $120,000 Building $384,400
2025$2,395.00$99,725 (-) Land $13,750 Building $85,975
2023$2,395.00$99,725 Land $13,750 Building $85,975$398,900 (-) Land $55,000 Building $343,900
2022$398,900 Land $55,000 Building $343,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
5 of 5 on primary residences
Nearby Flood Claims1 (2022)
Most Recent ClaimFeb 2022, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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