2005 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2005 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1971
Lot Size	0.296 acres (12,905 sqft)
Owner	Individual Name on Record
Last Sale	$269,458 (Mar 2026)
Tax Bill	$665 (2024)
Deeds & Mortgages	Jan 2008 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-257-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-257-001.000-023`
Alternative APN	`01610692867`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,824 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,905 sqft (0.296 acres)
Lot Dimensions	145 ft deep x 89 ft wide
View / Lot	Alley
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2005 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 JOSEPH DE LORENZIS 2ND
Legal Subdivision	JOSEPH DE LORENZIS 2ND
Legal Lot Number	1,2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2015
Census Tract	10400

Owner

Source: St. Joseph County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 E 4TH ST, MISHAWAKA, IN 46544-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2008	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Dec 24, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Dec 24, 2025 · Amount on Record
Deed Document Number	20266308
Record Updated	Sep 20, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2005 E 4TH ST, MISHAWAKA, IN 46544-3118
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801842
Date	Jan 17, 2008
Instrument	0801842

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Nov 26, 2027

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 16, 2026
Property Address	2005 E 4TH ST, MISHAWAKA, IN 46544-3118
Document Number	0002606308
Map Reference	PB 9 PG 55
Instrument Date	Mar 6, 2026
Instrument	2606308
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 E 4TH ST, MISHAWAKA, IN 46544-3118

Mortgage

Document Number	0002606309
Date	Mar 16, 2026
Instrument	2606309

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 24, 2025
Property Address	2005 E 4TH ST, MISHAWAKA, IN 46544-3118
Document Number	0002532734
Map Reference	PB 9 PG 55
Instrument Date	Dec 22, 2025
Instrument	2532734
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 ILLINOIS RD # 1510, 1510, FORT WAYNE, IN 46804-1212
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,500 (-27.78%) Land $47,200 Building $77,300	$124,500 (-27.78%) Land $47,200 Building $77,300
2024	$665.00 (-60.32%)	$172,400 (+13.42%) Land $47,200 Building $125,200	$172,400 (+13.42%) Land $47,200 Building $125,200
2023	$1,676.00 (-0.24%)	$152,000 (+0.46%) Land $47,200 Building $104,800	$152,000 (+0.46%) Land $47,200 Building $104,800
2022	$1,680.00 Homeowner's exemption	$151,300 Land $47,200 Building $104,100	$151,300 Land $47,200 Building $104,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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