1919 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1919 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1928
Lot Size	0.147 acres (6,380 sqft)
Owner	Individual Name on File
Last Sale	$172,615 (Nov 2023)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-256-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-256-005.000-023`
Alternative APN	`01610682800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	1,320 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,380 sqft (0.147 acres)
Lot Dimensions	145 ft deep x 44 ft wide
View / Lot	Alley
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1919 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 E MISH REALTY CO 1ST
Legal Subdivision	E MISH REALTY CO 1ST
Legal Lot Number	39
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2014
Census Tract	10400

Owner

1919 E 4th St is owned and occupied by an individual who bought it in November 2023.

Source: St. Joseph County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1919 E 4TH ST, MISHAWAKA, IN 46544-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2018	Deed of Trust, Mortgage · Seller Carry-Back OTTO T WILSON
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Aug 10, 2017	Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Aug 10, 2017
Deed Document Number	202327297
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1919 E 4TH ST, MISHAWAKA, IN 46544-3103
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001832808
Date	Dec 20, 2018
Instrument	1832808

Lender

Name	OTTO T WILSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Dec 31, 2019

Interest

Rate Type	Fixed Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 20, 2023
Property Address	1919 E 4TH ST, MISHAWAKA, IN 46544-3103
Document Number	0002327297
Map Reference	PB 9 PG 56
Instrument Date	Nov 13, 2023
Instrument	2327297
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 E 4TH ST, MISHAWAKA, IN 46544-3103

Mortgage

Document Number	0002327298
Date	Nov 20, 2023
Instrument	2327298

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 20, 2023
Property Address	1919 E 4TH ST, MISHAWAKA, IN 46544-3103
Document Number	0002327297
Map Reference	PB 9 PG 56
Instrument Date	Nov 13, 2023
Instrument	2327297
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 E 4TH ST, MISHAWAKA, IN 46544-3103

Mortgage

Document Number	0002327298
Date	Nov 20, 2023
Instrument	2327298

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 10, 2017
Property Address	1919 E 4TH ST, MISHAWAKA, IN 46544-3103
Document Number	0001721431
Map Reference	PB9 PG56
Instrument Date	Aug 4, 2017
Instrument	1721431
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E MISHAWAKA AVE, MISHAWAKA, IN 46545-6605
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1919 E 4th St was $1,068, down 0.7% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,068.00 (-0.65%)	$105,800 Land $23,300 Building $82,500	$105,800 Land $23,300 Building $82,500
2024	$1,075.00 (+32.55%)
2023	$811.00 (-58.54%)	$85,300 (+2.28%) Land $23,300 Building $62,000	$85,300 (+2.28%) Land $23,300 Building $62,000
2022	$1,956.00	$83,400 Land $23,300 Building $60,100	$83,400 Land $23,300 Building $60,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1919 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1919 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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