Harrison County property record for 2005 Bayside Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,927 sqft · built 1996 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,264 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2024 Second Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1209K-02-017.001 |
| Primary APN | 1209K-02-017.001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,927 sqft Adjusted Area |
| 1st Floor Area | 3,161 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | 890 sqft |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 096414 |
|---|---|
| Street Address | 2005 BAYSIDE DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-4349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.5 AC COM AT SW COR OF LOT 56 NORTH HAVEN SUBD AMENDED N 5.3 FT S 85 DG W 71.6 FT S 10 DG W 50.8 FT TO POB ON S MAR OF BAYSI |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 23 |
| Legal Subdivision | BAY HAVEN ESTATES |
| Legal Lot Number | 56,15 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3309 |
2005 Bayside Dr is owned and occupied by two individuals who acquired it in June 2015.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2005 BAYSIDE DR, BILOXI, MS 39532-4349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit KEESLER FCU |
| Jan 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2015 |
| Deed Sale | Jun 16, 2015 |
| Deed Document Number | 2015-0001531-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 2005 BAYSIDE DR, BILOXI, MS 39532-4349 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2005 BAYSIDE DR, BILOXI, MS 39532-4349 |
| Document Number | 20250007298TJ2 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-0007298-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 2005 BAYSIDE DR, BILOXI, MS 39532-4349 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2005 BAYSIDE DR, BILOXI, MS 39532-4349 |
| Document Number | 20240000194TJ2 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 2024-0000194-T-J2 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BILOXI, MS 39531 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Feb 5, 2031 |
The 2025 property tax bill for 2005 Bayside Dr was $5,264 with exemptions applied, up 1% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,264.00 (+1%) Homeowner's exemption Disabled Person's exemption | $49,782 | $497,818 Land $195,500 Building $302,318 |
| 2024 | $5,212.00 (+1.62%) | ||
| 2023 | $5,129.00 Homeowner's exemption Disabled Person's exemption | $49,466 | $494,659 Land $195,500 Building $299,159 |
| 2022 | $5,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2005 Bayside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 219 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 275 units insured incl. 56 condo units |
| Nearby Flood Claims | 12 (2005–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2005 Bayside Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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