2004 Bayside Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 2004 Bayside Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,255 sqft · built 1993
Owner	Individual Name on Record
Last Sale	$261,000 (May 2020)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1209K-02-017.005`

Property Details

APN / Parcel Number

Primary APN	`1209K-02-017.005`
Alternative APN	`106621`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,255 sqft Adjusted Area
1st Floor Area	2,867 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	106621
Street Address	2004 BAYSIDE DR
City	BILOXI
State	MS
Zip	39532-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BAY HAVEN ESTATES REPLAT OF LOTS 5 AND 6
Legal Range	10
Legal Township	07
Legal Section	23
Legal Subdivision	BAY HAVEN ESTATES
Legal Lot Number	5-6
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	3309

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2004 BAYSIDE DR, BILOXI, MS 39532-4346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
May 7, 2020	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Deed Document Number	2020-0001380-D-J2
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2004 BAYSIDE DR, BILOXI, MS 39532-4346
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210002227TJ2
Date	May 11, 2021
Instrument	2021-0002227-T-J2

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 7, 2020
Property Address	2004 BAYSIDE DR, BILOXI, MS 39532-4346
Document Number	202001380DJ2
Map Reference	PB 13 PG 32
Instrument Date	May 6, 2020
Instrument	2020-01380-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2458 W SHORE DR, 2458, BILOXI, MS 39532-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BAYSIDE DR, BILOXI, MS 39532-4346

Mortgage

Document Number	202001441TJ2
Date	May 7, 2020
Instrument	2020-01441-T-J2

Lender

Name	INLANTA MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (-1.72%) Homeowner's exemption Disabled Person's exemption	$21,311 (-1.29%)	$213,113 (-1.28%) Land $41,400 Building $171,713
2024	$2,270.00 (+2.3%)
2023	$2,219.00 Homeowner's exemption Disabled Person's exemption	$21,589	$215,885 Land $41,400 Building $174,485
2022	$2,219.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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