2005 Altara Ln, Matthews, NC 28104 Property Records

Union County property record for 2005 Altara Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,801 sqft · built 2013
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2013)
Tax Bill	$3,986 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-147-637`

Property Details

APN / Parcel Number

Primary APN	`07-147-637`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,801 sqft Living Area
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	165 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2005 ALTARA LN
City	MATTHEWS
State	NC
Zip	28104-8076
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#10 CALLONWOOD SOUTH PH2 MP1 OPCJ650
Legal Subdivision	CALLONWOOD SOUTH
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3018
Census Tract	20314

Owner

2005 Altara Ln, a rural home, is owned and occupied by two individuals who bought it in October 2013.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 ALTARA LN, MATTHEWS, NC 28104-8076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NTFN INC
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2013 · Amount on File
Deed Sale	Oct 11, 2013 · Amount on File
Deed Document Number	201335011
Deed Book / Page	6114 / 158
Prior Transfer Date	Mar 28, 2013
Prior Transfer Doc	5989147
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2005 ALTARA LN, MATTHEWS, NC 28104-8076
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 ALTARA LN, STALLINGS, NC 28104-8076

Mortgage

Document Number	0008565321
Date	Sep 6, 2022
Book Page	8565/321
Instrument	31436

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2005 ALTARA LN, MATTHEWS, NC 28104-8076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7099622
Date	Feb 8, 2018
Book Page	7099/622
Instrument	0003247

Lender

Name	SUN TRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2005 ALTARA LN, MATTHEWS, NC 28104-8076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	782461
Date	Sep 28, 2020
Book Page	7824/61
Instrument	38558

Lender

Name	NTFN INC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2005 ALTARA LN, MATTHEWS, NC 28104-8076
Document Number	7614291
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 ALTARA LN MATTHEWS NC 281048076, MATTHEWS, NC 28104-8076

Mortgage

Document Number	7614291
Date	Mar 20, 2020
Book Page	007614/000291
Instrument	9329

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Altara Ln was $3,986.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,100 (-) Land $141,000 Building $464,100	$605,100 (-) Land $141,000 Building $464,100
2025	$3,986.00	$605,100 Land $141,000 Building $464,100	$605,100 Land $141,000 Building $464,100
2023	$3,288.00	$394,200 Land $78,000 Building $316,200	$394,200 Land $78,000 Building $316,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Altara Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Altara Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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