Union County property record for 1008 Altara Ln, Matthews, NC 28104 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,682 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $523,000 (Sep 2019) |
| Tax Bill | $5,255 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer May 2017 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-147-456 |
| Primary APN | 07-147-456 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,682 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 311 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1008 ALTARA LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-8054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #50 CALLONWOOD SOUTH MP1 OPCH939 |
| Legal Subdivision | CALLONWOOD SOUTH |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20314 |
Source: Union County records · APN 07-147-456
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 27, 2026 | Intrafamily Transfer, Transfer |
| May 22, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARLOTTE METRO FCU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ASSURANCE INC |
| Sep 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on Record |
| Deed Sale | Sep 24, 2019 · Amount on Record |
| Prior Sale | May 23, 2014 · Amount on Record |
| Deed Document Number | 201928954 |
| Deed Book / Page | 7472 / 341 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0000005154 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 27, 2026 |
| Property Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Document Number | 0009315156 |
| Book / Page | 9315 / 156 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 5154 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Mail Care Of | KEVIN T LAPTOS |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6935753 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 6935/753 |
| Instrument | 0014032 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 778323 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 7783/23 |
| Instrument | 32767 |
| Name | MORTGAGE ASSURANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30338 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 24, 2019 |
| Property Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Document Number | 0007472341 |
| Book / Page | 7472 / 341 |
| Map Reference | CAB H FILE 939 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 0028954 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,046.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 181, MATTHEWS, NC 28106-0181 |
| Name | Verified Name |
|---|---|
| Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Document Number | 0000028955 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 0028955 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1008 ALTARA LN, MATTHEWS, NC 28104-8054 |
| Document Number | 6889509 |
| Book / Page | 006889 / 000509 |
| Instrument Date | Mar 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1008 ALTARA LN MATTHEWS NC 281048054, MATTHEWS, NC 28104-8054 |
| Document Number | 6889509 |
|---|---|
| Date | Mar 08, 2017 |
| Book Page | 006889/000509 |
| Instrument | 6346 |
| Name | CHARLOTTE METRO CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 07, 2032 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,255.00 (+17.01%) | $797,900 (+47.54%) Land $141,000 Building $656,900 | $797,900 (+47.54%) Land $141,000 Building $656,900 |
| 2023 | $4,491.00 | $540,800 Land $78,000 Building $462,800 | $540,800 Land $78,000 Building $462,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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