Harris County property record for 20034 Silver Rock Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 2003 |
| Lot Size | 0.142 acres (6,191 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,300 (Jun 2020) |
| Tax Bill | $2,739 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-224-001-0029 |
| Primary APN | 123-224-001-0029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,191 sqft (0.142 acres) |
| View / Lot | Primary |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1232240010029 |
|---|---|
| Street Address | 20034 SILVER ROCK DR |
| City | KATY |
| State | TX |
| Zip | 77449-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 29 BLK 1 CROSS CREEK SEC 1 |
| Legal Subdivision | CROSS CREEK SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 542106 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20034 SILVER ROCK DR, KATY, TX 77449-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 9, 2020 | Warranty Deed, Transfer CCJ FAMILY TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on Record |
| Deed Sale | Jun 9, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2013 · Amount on Record |
| Deed Document Number | 2020244167 |
| Prior Transfer Date | Jun 4, 2020 |
| Prior Transfer Doc | 2020244167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20034 SILVER ROCK DR, KATY, TX 77449-7631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000397862 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022-397862 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 9, 2020 |
| Property Address | 20034 SILVER ROCK DR, KATY, TX 77449-7631 |
| Document Number | 0000244167 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 244167 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 20034 SILVER ROCK DR KATY TX 774497631, KATY, TX 77449-7631 |
| Document Number | 244168 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 244168 |
| Name | CCJ FAMILY TRUST (PT) |
|---|---|
| Address | 13218 BROOKSIDE DR, SUGAR LAND, TX 77478-2789 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 8, 2025 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,577 (+10.68%) Land $56,782 Building $186,795 | $243,577 (+10.68%) Land $56,782 Building $186,795 | |
| 2025 | $2,739.00 (+89.55%) Homeowner's exemption | $220,073 (-11.81%) Land $56,782 Building $163,291 | $220,073 (-11.81%) Land $56,782 Building $163,291 |
| 2024 | $1,445.00 (+20.22%) | ||
| 2023 | $249,538 Land $56,782 Building $192,756 | $249,538 Land $56,782 Building $192,756 | |
| 2022 | $1,202.00 (+13.5%) | ||
| 2020 | $1,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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