20042 7th St, Spiro, OK 74959 Property Records

Le Flore County property record for 20042 7th St, Spiro, OK 74959

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,082 sqft · built 1958
Lot Size	16.3 acres (710,028 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2017)
Tax Bill	$957 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34822`

Property Details

APN / Parcel Number

Primary APN	`34822`
Alternative APN	`U050-24-09N-25E-0-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,082 sqft Living Area
1st Floor Area	3,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	710,028 sqft (16.3 acres)
Garage Type	Carport
Garage Area	680 sqft
Carport	Carport
Carport Area	680 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	916 sqft
Porch	Slab
Porch Area	159 sqft
Deck Area	Deck Area
Patio Area	169 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34822
Street Address	20042 7TH ST
City	SPIRO
State	OK
Zip	74959-4232
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	SPIRO TOWNSHIP ADD SEC 24 TWP 9N RNG 25E BEG 256.2 S NE COR E1/2 NE SE S1063.8 W660 N1063.8 E300 N264 E30 S264 E330 POB B1101
Legal Range	25E
Legal Township	09N
Legal Section	24
Legal Subdivision	TOWNSHIP ADD
Legal Block	9N
Legal Lot Number	25E
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1012
Census Tract	40303

Owner

20042 7th St, a rural home, is owned and occupied by two individuals who bought it in June 2017.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20042 7TH ST, SPIRO, OK 74959-4232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 6, 2017	Warranty Deed, Transfer · VA Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on File
Deed Sale	Jun 6, 2017 · Amount on File
Deed Document Number	20174147
Deed Book / Page	2005 / 811
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	20042 7TH ST, SPIRO, OK 74959-4232
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021380680
Date	Apr 5, 2021
Book Page	2138/680
Instrument	2705

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	20042 7TH ST, SPIRO, OK 74959-4232
Document Number	0021020027
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20042 7TH ST SPIRO OK 749594232, SPIRO, OK 74959-4232

Mortgage

Document Number	0021020027
Date	Apr 9, 2020
Book Page	002102/000027
Instrument	2288

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jun 6, 2017
Property Address	20042 7TH ST, SPIRO, OK 74959-4232
Document Number	0020050811
Book / Page	2005 / 0811
Instrument Date	Jun 6, 2017
Instrument	4147
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000004148
Date	Jun 6, 2017
Instrument	4148

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20042 7th St was $957 with a homeowner's exemption.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,143 (+3%) Land $846 Building $11,297	$110,391 (-13.82%) Land $7,690 Building $102,701
2025	$957.00 Homeowner's exemption	$11,789 Land $821 Building $10,968	$128,098 Land $7,466 Building $120,632
2023	$920.00 Homeowner's exemption	$11,112 Land $995 Building $10,117	$101,025 Land $9,049 Building $91,976

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20042 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20042 7th St is high, ranking above 81% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Also Mapped Here	SPIRO EAST WATER ASSOCIATION
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: 360 Broadband, Optimum.

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