19972 7th St, Spiro, OK 74959 Property Records

Le Flore County property record for 19972 7th St, Spiro, OK 74959

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,696 sqft · built 1920
Lot Size	60 acres (2,613,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Jan 2013)
Tax Bill	$781 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Jun 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17309`

Property Details

APN / Parcel Number

Primary APN	`17309`
Alternative APN	`0000-19-09N-26E-0-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,312 sqft
Upper Floors Area	336 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,613,600 sqft (60 acres)
Garage Type	Mixed
Garage Area	728 sqft

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	1,512 sqft
Lean-To	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17309
Street Address	19972 7TH ST
City	SPIRO
State	OK
Zip	74959-4230
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	SEC 19 TWP 9N RNG 26E NW SW & LOT 4 N RR
Legal Range	26E
Legal Township	09N
Legal Section	19
Legal Lot Number	4
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1004
Census Tract	40303

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19972 7TH ST, SPIRO, OK 74959-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Loan Modification, Mortgage · Line of Credit NATIONAL BK/SALLISAW
Jun 26, 2019	Loan Modification, Mortgage NATIONAL BK/SALLISAW
Jun 15, 2018	Loan Modification, Mortgage · Line of Credit NATIONAL BK/SALLISAW
Jun 29, 2017	Loan Modification, Mortgage · Line of Credit NATIONAL BK/SALLISAW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2013 · Amount on Record
Deed Sale	Jan 10, 2013 · Amount on Record
Deed Document Number	2013337
Deed Book / Page	1858 / 65
Record Updated	Oct 29, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	19972 7TH ST, SPIRO, OK 74959-4230
Document Number	0021100281
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19972 7TH ST SPIRO OK 749594230, SPIRO, OK 74959-4230

Mortgage

Document Number	0021100281
Date	Jul 1, 2020
Book Page	002110/000281
Instrument	4269

Lender

Name	NATIONAL BK/SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2021

Interest

Rate Type	Adjustable Rate

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	19972 7TH ST, SPIRO, OK 74959-4230
Document Number	0020780239
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19972 7TH ST SPIRO OK 749594230, SPIRO, OK 74959-4230

Mortgage

Document Number	0020780239
Date	Jul 10, 2019
Book Page	002078/000239
Instrument	4735

Lender

Name	NATIONAL BK/SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2020

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	19972 7TH ST, SPIRO, OK 74959-4230
Document Number	0020390613
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19972 7TH ST SPIRO OK 749594230, SPIRO, OK 74959-4230

Mortgage

Document Number	0020390613
Date	Jul 10, 2018
Book Page	002039/000613
Instrument	4805

Lender

Name	NATIONAL BK/SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2019

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	19972 7TH ST, SPIRO, OK 74959-4230
Document Number	0020090314
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19972 7TH ST SPIRO OK 749594230, SPIRO, OK 74959-4230

Mortgage

Document Number	0020090314
Date	Jul 20, 2017
Book Page	002009/000314
Instrument	5310

Lender

Name	NATIONAL BK/SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,098 (+3%) Land $1,546 Building $8,552	$91,796 (-15.7%) Land $14,051 Building $77,745
2025	$781.00 (+4.27%) Homeowner's exemption	$9,804 (+6.09%) Land $1,501 Building $8,303	$108,891 (+29.62%) Land $21,245 Building $87,646
2023	$749.00 Homeowner's exemption	$9,241 Land $2,216 Building $7,025	$84,008 Land $20,143 Building $63,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 63% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO EAST WATER ASSOCIATION serves 1,817 people · EPA ID OK3004005
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids not recorded as resolved · Jul 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: 360 Broadband, Wave Rural Connect.

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