20040 Acker Rd, Fulton, IL 61252 Property Records

Whiteside County property record for 20040 Acker Rd, Fulton, IL 61252

Property Summary

Property TypeSingle Family Home
Details1,352 sqft · built 1977
Lot Size5.49 acres (239,536 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Apr 2024)
Tax Bill$3,518 (2025)
Deeds & MortgagesApr 2024 Foreclosure
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN0124476001

Property Details

APN / Parcel Number

Primary APN0124476001
Alternative APNs
  • 109837
  • 118049

Interior

Building Area1,352 sqft Building Perimeter
Basement Area1,352 sqft
Unfinished Basement1,352 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area239,536 sqft (5.49 acres)
Garage Area792 sqft

Location & Zoning

Account Number118049
Street Address20040 ACKER RD
CityFULTON
StateIL
Zip61252-9685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAYEN ADDTIONPT LOTS 1 & 2
Legal SubdivisionHAYEN ADDTION
Legal Lot Number1-2
JurisdictionWHITESIDE IL
Township / Civil DivisionFULTON
Census Block Group1
Census Block1031
Census Tract400

Owner

Source: Whiteside County records · APN 0124476001

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19040 13TH ST, FULTON, IL 61252-9554
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2024Trustee's Deed, Foreclosure · Conventional Mortgage
ASCENTRA CU
May 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2024 · Amount on Record
Deed SaleApr 09, 2024 · Amount on Record
Deed Document Number20241563
Record UpdatedSep 20, 2026

April 2024: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWHITESIDE IL
Recording DateApr 09, 2024
Property Address20040 ACKER RD, FULTON, IL 61252-9685
Document Number0000001563
Instrument DateApr 04, 2024
Instrument2024-01563
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20040 ACKER RD, FULTON, IL 61252-9685

Mortgage

Document Number0000001564
DateApr 09, 2024
Instrument2024-01564
Lender
NameASCENTRA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeAdjustable Rate
Rate0.07%
Index1-Year CMT

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITESIDE IL
Recording DateMay 18, 2018
Property Address20040 ACKER RD, FULTON, IL 61252-9685
Document Number0000002612
Instrument DateMay 17, 2018
Instrument2612
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20040 ACKER RD FULTON IL 612529685, FULTON, IL 61252-9685

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionFulton Township
Unified School DistrictRiver Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,518.00 (-7.27%)$59,405 (+7.74%) Land $15,937 Building $43,468
2024$178,215 (+7.74%) Land $47,811 Building $130,404
2022$3,794.00$55,139 Land $12,615 Building $42,524$165,417 Land $37,845 Building $127,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims12 (1993–2023)
Claims Outside the SFHA6 of 12
Most Recent ClaimMay 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2019 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Jo-Carroll Electric Cooperative
Fiber
1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Acker Rd

Nearby Streets

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