19376 Acker Rd, Fulton, IL 61252 Property Records

Whiteside County property record for 19376 Acker Rd, Fulton, IL 61252

Property Summary

Property Type	Single Family Home
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (May 2008)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Nov 2021 Refinance Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0230302002`

Property Details

APN / Parcel Number

Primary APN	`0230302002`
Alternative APN	`110217`

Exterior

Lot Area	124,582 sqft (2.86 acres)

Location & Zoning

Account Number	110217
Street Address	19376 ACKER RD
City	FULTON
State	IL
Zip	61252-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT W & N OF R RDS & E OF WAGON RD SW (EX S 2A) SEC 30 TWP 22 RNG 4 40401X
Legal Range	04E
Legal Township	22N
Legal Section	30
Legal Subdivision	USTICK
Jurisdiction	WHITESIDE IL
Township / Civil Division	USTICK
Census Block Group	1
Census Block	1028
Census Tract	400

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19376 ACKER RD, FULTON, IL 61252-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ASCENTRA CREDIT UNION
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ASCENTRA CREDIT UNION
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit ASCENTRA CU
Aug 8, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2008 · Amount on Record
Deed Sale	May 1, 2008 · Amount on Record
Prior Sale	Dec 19, 2007
Deed Document Number	20083488-2008
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	19376 ACKER RD, FULTON, IL 61252-9679
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107890
Date	Nov 8, 2021
Instrument	2021-07890

Lender

Name	ASCENTRA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	19376 ACKER RD, FULTON, IL 61252-9679
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100863
Date	Feb 5, 2021
Instrument	2021-00863

Lender

Name	ASCENTRA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	19376 ACKER RD, FULTON, IL 61252-9679
Document Number	0000004909
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19376 ACKER RD FULTON IL 612529679, FULTON, IL 61252-9679

Mortgage

Document Number	0000004909
Date	Sep 7, 2018
Instrument	4909

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, WA 52722-0019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2038

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	19376 ACKER RD, FULTON, IL 61252-9679
Document Number	0000004443
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19376 ACKER RD FULTON IL 612529679, FULTON, IL 61252-9679

Mortgage

Document Number	0000004443
Date	Aug 15, 2018
Instrument	4443

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2033

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Ustick Township
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,580.00 (+169.31%)	$48,096 (+25.23%) Land $7,394 Building $40,702
2024			$144,288 (+25.23%) Land $22,182 Building $122,106
2022	$958.00 Additional exemption filed	$38,407 Land $4,992 Building $33,415	$115,221 Land $14,976 Building $100,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1993–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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