2004 Winterset Dr, Lakeland, FL 33813 Property Records

Polk County property record for 2004 Winterset Dr, Lakeland, FL 33813

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,305 sqft · built 2004
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Aug 2021)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-29-04-273501-000010`

Property Details

APN / Parcel Number

Primary APN	`24-29-04-273501-000010`
Alternative APNs	`042924273501000010` `42924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,505 sqft
1st Floor Area	1,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Other
Lot Area	2,200 sqft (0.051 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	200 sqft
Porch	Unfinished Open Porch
Porch Area	45 sqft

Location & Zoning

Street Address	2004 WINTERSET DR
City	LAKELAND
State	FL
Zip	33813-2168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	VILLAGE AT LAKE HIGHLAND PHASE TWO PB 119 PGS 50 & 51 LOT 1
Legal Range	24E
Legal Township	29S
Legal Section	04
Legal Subdivision	VILLAGE AT LAKE HIGHLAND PHASE TWO
Legal Phase	2
Legal Tract	273501
Legal Block	3
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3042
Census Tract	11834

Owner

2004 Winterset Dr, a townhouse, is owned by two individuals who bought it in August 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12523 JEFFRIES PL, CARMEL, IN 46033-9139
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2021	Warranty Deed, Transfer ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	2021224843
Deed Book / Page	11867 / 1291
Prior Transfer Date	Jul 6, 2011
Prior Transfer Doc	0000121846
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 27, 2021
Property Address	2004 WINTERSET DR, LAKELAND, FL 33813-2168
Document Number	0000224843
Book / Page	11867 / 1291
Map Reference	MB 119 PG 50&51
Instrument Date	Aug 16, 2021
Instrument	2021224843
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 AVENUE A NW, 639, WINTER HAVEN, FL 33881-4652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 WINTERSET DR, LAKELAND, FL 33813-2168

Mortgage

Document Number	0118671293
Date	Aug 27, 2021
Instrument	11867/1293

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 17, 2021
Property Address	2004 WINTERSET DR, LAKELAND, FL 33813-2168
Document Number	0000156694
Book / Page	11763 / 891
Map Reference	MB 119 PG 50&51
Instrument Date	Jun 3, 2021
Instrument	2021156694
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 PLAZA DR # 215215, 101, DOWNINGTOWN, PA 19335-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 AVENUE A NW, WINTER HAVEN, FL 33881-4652
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Winterset Dr was $3,391, down 5.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,200 (-1.49%) Land $100 Building $185,100	$185,200 (-1.49%) Land $100 Building $185,100
2025	$3,391.00 (-5.12%)	$188,000 Land $100 Building $187,900	$188,000 Land $100 Building $187,900
2024	$3,574.00 (+7.2%)
2023	$3,334.00 (+9.67%)	$185,000 (+11.78%) Land $100 Building $184,900	$185,000 (+11.78%) Land $100 Building $184,900
2022	$3,040.00	$165,500 Land $100 Building $165,400	$165,500 Land $100 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Winterset Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (2006–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Winterset Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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