2010 Winterset Dr, Lakeland, FL 33813 Property Records

Polk County property record for 2010 Winterset Dr, Lakeland, FL 33813

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,867 sqft · built 2004
Lot Size	0.039 acres (1,681 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2021)
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-04-273501-000040`

Property Details

APN / Parcel Number

Primary APN	`24-29-04-273501-000040`
Alternative APNs	`042924273501000040` `42924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,867 sqft Living Area
Gross Area	2,071 sqft
1st Floor Area	992 sqft
Upper Floors Area	875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Other
Lot Area	1,681 sqft (0.039 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	204 sqft
Porch	Unfinished Open Porch
Porch Area	91 sqft
Patio Area	60 sqft

Location & Zoning

Street Address	2010 WINTERSET DR
City	LAKELAND
State	FL
Zip	33813-2168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	VILLAGE AT LAKE HIGHLAND PHASE TWO PB 119 PGS 50 & 51 LOT 4
Legal Range	24E
Legal Township	29S
Legal Section	04
Legal Subdivision	VILLAGE AT LAKE HIGHLAND PHASE TWO
Legal Phase	2
Legal Tract	273501
Legal Block	3
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3042
Census Tract	11834

Owner

2010 Winterset Dr, a townhouse, is owned and occupied by two individuals who bought it in November 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2010 WINTERSET DR, LAKELAND, FL 33813-2168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Apr 28, 2020	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK
Jun 13, 2018	Warranty Deed, Transfer · Conventional with PMI JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Jun 13, 2018 · Amount on File
Deed Document Number	2021295503
Deed Book / Page	11979 / 1543
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 12, 2021
Property Address	2010 WINTERSET DR, LAKELAND, FL 33813-2168
Document Number	0000295503
Book / Page	11979 / 1543
Map Reference	MB 119 PG 50&51
Instrument Date	Nov 8, 2021
Instrument	2021295503
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4475 JAMIE CT APT 103, 4475, LAKELAND, FL 33813-3193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 WINTERSET DR, LAKELAND, FL 33813-2168

Mortgage

Document Number	0119791545
Date	Nov 12, 2021
Instrument	11979/1545

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2010 WINTERSET DR, LAKELAND, FL 33813-2168
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 WINTERSET DR, LAKELAND, FL 33813-2168

Mortgage

Document Number	0000053300
Date	Mar 3, 2021
Book Page	11603/1107
Instrument	2021053300

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2010 WINTERSET DR, LAKELAND, FL 33813-2168
Document Number	0112270735
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 WINTERSET DR LAKELAND FL 338132168, LAKELAND, FL 33813-2168

Mortgage

Document Number	0112270735
Date	May 6, 2020
Book Page	011227/000735
Instrument	92485

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 5, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 13, 2018
Property Address	2010 WINTERSET DR, LAKELAND, FL 33813-2168
Document Number	0105150525
Book / Page	010515 / 000525
Instrument Date	Jun 7, 2018
Instrument	125822
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 WINTERSET DR LAKELAND FL 338132168, LAKELAND, FL 33813-2168

Mortgage

Document Number	105150527
Date	Jun 13, 2018
Book Page	010515/000527
Instrument	125823

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2010 Winterset Dr was $4,194.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,700 (-0.34%) Land $100 Building $231,600	$231,700 (-0.34%) Land $100 Building $231,600
2025	$4,194.00	$232,500 Land $100 Building $232,400	$232,500 Land $100 Building $232,400
2023	$4,222.00 (+9.72%)	$234,500 (+11.93%) Land $100 Building $234,400	$234,500 (+11.93%) Land $100 Building $234,400
2022	$3,848.00	$209,500 Land $100 Building $209,400	$209,500 Land $100 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2010 Winterset Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (2006–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Winterset Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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