San Diego County property record for 2004 Willis Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 1957 |
| Lot Size | 0.395 acres (17,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $532,000 (Dec 2008) |
| Tax Bill | $8,652 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 486-190-02-00 |
| Primary APN | 486-190-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,836 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 17,200 sqft (0.395 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2004 WILLIS RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 20 TR 003197 |
| Legal Subdivision | WILLIS TERRACE |
| Legal Tract | 003197 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 16100 |
Source: San Diego County assessment roll, APN 486-190-02-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2004 WILLIS RD, EL CAJON, CA 92020-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCEAN LENDING HOME LOANS INC |
| Jan 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CLARA LENDING CO |
| May 28, 2019 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2008 · Amount on Record |
| Deed Sale | Dec 17, 2008 · Amount on Record |
| Prior Sale | Nov 25, 2003 · Amount on Record |
| Deed Document Number | 2008641657 |
| Prior Transfer Date | Jan 29, 2002 |
| Prior Transfer Doc | 0000126781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2004 WILLIS RD, EL CAJON, CA 92020-2251 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 2004 WILLIS RD, EL CAJON, CA 92020-2251 |
| Document Number | 0000153831 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0153831 |
| Name | OCEAN LENDING HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2004 WILLIS RD, EL CAJON, CA 92020-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002751 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 2017-0002751 |
| Name | CLARA LENDING CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2004 WILLIS RD, EL CAJON, CA 92020-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000200696 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019-0200696 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 31, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $698,748 (+2%) Land $394,032 Building $304,716 | |
| 2025 | $8,652.00 (+4.07%) | $685,048 (+4.04%) Land $386,306 Building $298,742 |
| 2023 | $8,314.00 (+3.55%) | $658,449 Land $371,306 Building $287,143 |
| 2022 | $8,029.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 428 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: AT&T, California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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