San Diego County property record for 1976 Willis Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,523 sqft · built 1958 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,500 (Nov 2021) |
| Tax Bill | $11,154 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 481-482-12-00 |
| Primary APN | 481-482-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,523 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 6,800 sqft (0.156 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1976 WILLIS RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-2249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 38 TR 003197 |
| Legal Subdivision | WILLIS TERRACE |
| Legal Tract | 003197 |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 16100 |
Source: San Diego County records · APN 481-482-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1976 WILLIS RD, EL CAJON, CA 92020-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Nov 23, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Sep 24, 2018 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RAUL H B SALAS |
| Jan 24, 2018 | Grant Deed, Transfer · Conventional Mortgage MURRAY PATRICK C TRUST (PT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2018 · Amount on Record |
| Deed Document Number | 2021805644 |
| Prior Transfer Date | Nov 12, 1998 |
| Prior Transfer Doc | 0000738688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1976 WILLIS RD, EL CAJON, CA 92020-2249 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | CORINTHIAN TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 1976 WILLIAMS ROAD, EL CAJON, CA 92020 |
| Document Number | 0000548914 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-0548914 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 23, 2021 |
| Property Address | 1976 WILLIS RD, EL CAJON, CA 92020-2249 |
| Document Number | 0000805644 |
| Map Reference | MAP 3197 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021-0805644 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1976 WILLIS RD, EL CAJON, CA 92020-2249 |
| Document Number | 0000805645 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-0805645 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 24, 2018 |
| Property Address | 1976 WILLIS RD, EL CAJON, CA 92020-2249 |
| Document Number | 0000397804 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 397804 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1976 WILLIS RD EL CAJON CA 920202249, EL CAJON, CA 92020-2249 |
| Document Number | 397805 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 397805 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1976 WILLIS RD, EL CAJON, CA 92020-2249 |
| Document Number | 0000076339 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4760 MISSION GORGE PL #E SAN DIEGO CA 921204230, E, SAN DIEGO, CA 92120-4230 |
| Document Number | 0000076339 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 76339 |
| Name | RAUL H B SALAS |
|---|---|
| Address | 1183 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 24, 2018 |
| Property Address | 1976 WILLIS RD, EL CAJON, CA 92020-2249 |
| Document Number | 0000029087 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 29087 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4760 MISSION GORGE PL SAN DIEGO CA 921204220, SAN DIEGO, CA 92120-4220 |
| Document Number | 29088 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 29088 |
| Name | MURRAY PATRICK C TRUST (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $909,783 (+2%) Land $541,216 Building $368,567 | |
| 2025 | $11,154.00 (+5.55%) | $891,945 (+4.04%) Land $530,604 Building $361,341 |
| 2023 | $10,568.00 (+2.1%) | $857,310 Land $510,000 Building $347,310 |
| 2022 | $10,351.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: AT&T, California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 428 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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