2004 W Forest Rdg, Stillwater, OK 74074 Property Records

Payne County property record for 2004 W Forest Rdg, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,423 sqft · built 2023
Lot Size	1.26 acres (55,147 sqft)
Owner	2 Individual Names on File
Last Sale	$412,500 (Oct 2023)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N02E-22-4-9S147-002-0018`

Property Details

APN / Parcel Number

Primary APN	`18N02E-22-4-9S147-002-0018`
Alternative APNs	`600089102` `89102`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Building Area	2,423 sqft Living Area
1st Floor Area	2,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	55,147 sqft (1.26 acres)
Garage Type	Attached
Garage Area	495 sqft

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Canopy	400 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89102
Street Address	2004 W FOREST RDG
City	STILLWATER
State	OK
Zip	74074-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTTHAVEN SUB BLK 2 LOT 18
Legal Range	02E
Legal Township	18N
Legal Section	22
Legal Subdivision	SCOTTHAVEN SUB
Legal Block	2
Legal Lot Number	18
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2044
Census Tract	11002

Owner

2004 W Forest Rdg is owned and occupied by two individuals who bought it in October 2023.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 W FOREST RDG, STILLWATER, OK 74074-6657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Deed Document Number	20239637
Deed Book / Page	2770 / 363
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 4, 2023
Property Address	2004 W FOREST RDG, STILLWATER, OK 74074-6657
Document Number	0027700363
Book / Page	2770 / 363
Instrument Date	Sep 29, 2023
Instrument	I-2023-009637
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2023
Title Company	COMMUNITY ESCROW AND TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 W FOREST RDG, STILLWATER, OK 74074-6657
Investor	Possibly a Property Investor

Mortgage

Document Number	0027700365
Date	Oct 4, 2023
Book Page	2770/365
Instrument	I-2023-009638

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2004 W Forest Rdg was $4,794 with a homeowner's exemption, up 0.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Perkins-Tryon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,938 (+3.68%) Land $5,604 Building $47,334	$464,375 Land $49,162 Building $415,213
2025	$4,794.00 (+0.74%) Homeowner's exemption	$51,057 (-) Land $5,700 Building $45,357
2024	$4,759.00 (+3,204.86%) Homeowner's exemption	$51,057 (+3,245.81%) Land $5,700 Building $45,357	$447,870 (+3,244.81%) Land $50,000 Building $397,870
2023	$144.00 (-2.04%)	$1,526 (-) Land $1,526	$13,390 (-) Land $13,390
2022	$147.00	$1,526 Land $1,526	$13,390 Land $13,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2004 W Forest Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 W Forest Rdg is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #3 serves 1,400 people · EPA ID OK2006011
Water Source	Purchased surface water from STILLWATER UTILITIES AUTHORITY
Last State Inspection	Dec 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Centranet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20