Payne County property record for 1908 W Forest Rdg, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,446 sqft · built 2022 |
| Lot Size | 1.26 acres (55,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Jun 2022) |
| Tax Bill | $4,441 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18N02E-22-4-9S147-002-0016 |
| Primary APN | 18N02E-22-4-9S147-002-0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Building Area | 2,446 sqft Living Area |
| 1st Floor Area | 2,446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 55,075 sqft (1.26 acres) |
| Garage Type | Attached |
| Garage Area | 499 sqft |
| Porch | Slab |
| Porch Area | 230 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89100 |
|---|---|
| Street Address | 1908 W FOREST RDG |
| City | STILLWATER |
| State | OK |
| Zip | 74074-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCOTTHAVEN SUB BLK 2 LOT 16 |
| Legal Range | 02E |
| Legal Township | 18N |
| Legal Section | 22 |
| Legal Subdivision | SCOTTHAVEN SUB |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 11002 |
1908 W Forest Rdg is owned and occupied by two individuals who bought it in June 2022.
Source: Payne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 W FOREST RDG, STILLWATER, OK 74074-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage GREAT PLAINS NATIONAL BANK |
| Jun 17, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 20227141 |
| Deed Book / Page | 2702 / 997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 1908 W FOREST RDG, STILLWATER, OK 74074-6658 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9619 S VASSAR RD, COYLE, OK 73027-5010 |
| Investor | Possibly a Property Investor |
| Document Number | 0026670708 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 2667/708 |
| Instrument | 2021-125290 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74076 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Nov 29, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jun 17, 2022 |
| Property Address | 1908 W FOREST RDG, STILLWATER, OK 74074-6658 |
| Document Number | 0027020997 |
| Book / Page | 2702 / 997 |
| Instrument Date | Jun 17, 2022 |
| Instrument | I-2022-007141 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1908 W FOREST RDG, STILLWATER, OK 74074-6658 |
| Document Number | I2022007142 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | I-2022-007142 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
The 2025 property tax bill for 1908 W Forest Rdg was $4,441 with a homeowner's exemption, up 3.1% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Perkins-Tryon Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,115 (+6.09%) Land $5,261 Building $43,854 | $430,839 Land $46,157 Building $384,682 | |
| 2025 | $4,441.00 (+3.14%) Homeowner's exemption | $46,296 (-) Land $5,243 Building $41,053 | |
| 2024 | $4,306.00 (+1.65%) Homeowner's exemption | $46,296 (+3%) Land $5,243 Building $41,053 | $441,490 (+11.97%) Land $50,000 Building $391,490 |
| 2023 | $4,236.00 (+2,781.63%) | $44,947 (+2,845.41%) Land $5,130 Building $39,817 | $394,280 (+2,844.59%) Land $45,000 Building $349,280 |
| 2022 | $147.00 | $1,526 Land $1,526 | $13,390 Land $13,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1908 W Forest Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1908 W Forest Rdg is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 40% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYNE CO RWD #3 serves 1,400 people · EPA ID OK2006011 |
|---|---|
| Water Source | Purchased surface water from STILLWATER UTILITIES AUTHORITY |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Centranet Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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