2004 Victory Ln, Kearney, MO 64060 Property Records

Clay County property record for 2004 Victory Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,319 sqft · built 2011
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Tax Bill	$4,388 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-06-005.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-06-005.00`
Alternative APNs	`0780900060050001` `7809000600500` `287290`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,319 sqft Living Area
Gross Area	4,257 sqft
1st Floor Area	1,084 sqft
Basement Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2004 VICTORY LN
City	KEARNEY
State	MO
Zip	64060-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES 1ST PLAT LT 38
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	OAKWOOD ESTATES 1ST
Legal Lot Number	38
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1030
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2004 VICTORY LN, KEARNEY, MO 64060-8801
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALON MORTGAGE INC
Jul 24, 2020	Deed of Trust, Mortgage KEARNEY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2013
Deed Sale	Aug 22, 2013
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Document Number	201332802
Deed Book / Page	7170 / 38
Prior Transfer Date	Aug 19, 2013
Prior Transfer Doc	0000032802
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2004 VICTORY LN, KEARNEY, MO 64060-8801
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 VICTORY LN, KEARNEY, MO 64060-8801

Mortgage

Document Number	0000007124
Date	Mar 19, 2026
Book Page	10128/89
Instrument	2026007124

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2004 VICTORY LN, KEARNEY, MO 64060-8801
Document Number	0000026457
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 VICTORY LN KEARNEY MO 640608801, KEARNEY, MO 64060-8801

Mortgage

Document Number	0000026457
Date	Jul 31, 2020
Book Page	008751/000131
Instrument	26457

Lender

Name	KEARNEY TR
Address	KEARNEY, MO 64060

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2030

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,388.00 (+3.22%)	$67,070 (+8.11%)	$353,000 (+8.11%)
2024	$4,251.00 (+0.33%)
2023	$4,237.00 (+7.32%)	$62,040 (+10.98%)	$326,526 (+10.98%)
2022	$3,948.00 (+1.39%)	$55,900
2021			$294,210
2019	$3,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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