Clay County property record for 1909 Victory Ln, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,774 sqft · built 2011 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-809-00-05-002.00 |
| Primary APN | 07-809-00-05-002.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 778 sqft |
| Basement Area | 778 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1909 VICTORY LN |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ESTATES 1ST PLAT TR II (G-92) A/K/A PT LT 1 & PT TR C BEG NE COR LT 1, SE2, SW125.85, W86.95, NE168.67, SE73 TO POB |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 28 |
| Legal Subdivision | OAKWOOD ESTATES 1ST |
| Legal Tract | C |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 21809 |
1909 Victory Ln is owned and occupied by two individuals who acquired it in December 2015.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1909 VICTORY LN, KEARNEY, MO 64060-8849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST CAPITAL MORTGAGE INC |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2015 |
| Deed Sale | Dec 1, 2015 |
| Prior Sale | Sep 4, 2014 |
| Deed Document Number | 201539859 |
| Deed Book / Page | 7616 / 76 |
| Prior Transfer Date | Jul 17, 1998 |
| Prior Transfer Doc | 0000001292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1909 VICTORY LN, KEARNEY, MO 64060-8849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007429 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 8623/88 |
| Instrument | 2020007429 |
| Name | MIDWEST CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LIBERTY, MO 64068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1909 VICTORY LN, KEARNEY, MO 64060-8849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000049352 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 9233/36 |
| Instrument | 2021049352 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 1909 Victory Ln was $3,872.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,872.00 | $59,190 | $311,526 |
| 2023 | $3,692.00 | $54,070 | $284,578 |
| 2019 | $3,429.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Victory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 Victory Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.
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