2004 Vale St, Champaign, IL 61822 Property Records

Champaign County property record for 2004 Vale St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.235 acres (10,230 sqft)
Owner	2 Individual Names on File
Last Sale	$331,500 (Aug 2005)
Tax Bill	$10,810 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-330-021`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-330-021`

Exterior

Lot Area	10,230 sqft (0.235 acres)

Location & Zoning

Street Address	2004 VALE ST
City	CHAMPAIGN
State	IL
Zip	61822-3591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 514 IRONWOOD WEST V SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST V SUB
Legal Lot Number	514
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1027
Census Tract	1205

Owner

Source: Champaign County records · APN 03-20-20-330-021

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 VALE ST, CHAMPAIGN, IL 61822-3591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2005 · Amount on Record
Deed Sale	Aug 17, 2005 · Amount on Record
Prior Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	200524633
Prior Transfer Date	Apr 22, 2005
Prior Transfer Doc	0000024632
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2004 VALE ST, CHAMPAIGN, IL 61822-3591
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014044
Date	Jul 22, 2020
Instrument	2020R14044

Lender

Name	PROSPECT BANK
Type	Bank
Address	PARIS, IL 61944

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,700 (+30.73%) Land $29,230 Building $115,470	$434,100 (+30.73%) Land $87,690 Building $346,410
2024	$10,810.00 (+10.75%)
2022	$9,761.00 Homeowner's exemption	$110,690 Land $22,360 Building $88,330	$332,070 Land $67,080 Building $264,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190012051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 384 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.