1902 Vale St, Champaign, IL 61822 Property Records

Champaign County property record for 1902 Vale St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.312 acres (13,588 sqft)
Owner	2 Company Names on Record
Last Sale	$463,000 (Jun 2024)
Tax Bill	$11,686 (2024)
Deeds & Mortgages	Jan 2026 Transfer Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-183-001`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-183-001`

Exterior

Lot Area	13,588 sqft (0.312 acres)

Location & Zoning

Street Address	1902 VALE ST
City	CHAMPAIGN
State	IL
Zip	61822-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 TRAILS EDGE 1 SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	TRAILS EDGE 1 SUB
Legal Lot Number	100
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1021
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1902 VALE ST, CHAMPAIGN, IL 61822-3550
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF GIBSON CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	20248318
Last Transfer Date	Jan 15, 2026
Transfer Doc	0000000840
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 16, 2026
Property Address	1902 VALE ST, CHAMPAIGN, IL 61822-3550
Document Number	0000000840
Map Reference	DOC 2003R29156
Instrument Date	Jan 15, 2026
Instrument	2026R00840
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 VALE ST, CHAMPAIGN, IL 61822-3550

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 15, 2023
Property Address	1902 VALE ST, CHAMPAIGN, IL 61822-3550
Document Number	0000016291
Map Reference	DOC 2003R29156
Instrument Date	Oct 25, 2023
Instrument	2023R16291
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2523 SUNNYBRANCH LN, APEX, NC 27523-7804

Mortgage

Document Number	0000016292
Date	Nov 15, 2023
Instrument	2023R16292

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2038

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 10, 2021
Property Address	1902 VALE ST, CHAMPAIGN, IL 61822-3550
Document Number	0000026806
Map Reference	DOC 2003R 29156
Instrument Date	Sep 30, 2021
Instrument	2021R26806
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 VALE ST, CHAMPAIGN, IL 61822-3550

Mortgage

Document Number	0000026808
Date	Nov 10, 2021
Instrument	2021R26808

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,130 (+12.6%) Land $32,410 Building $116,720	$447,390 (+12.6%) Land $97,230 Building $350,160
2024	$11,686.00 (+15.97%)	$132,440 (+16.09%) Land $28,780 Building $103,660	$397,320 (+16.09%) Land $86,340 Building $310,980
2022	$10,077.00 Homeowner's exemption	$114,080 Land $24,790 Building $89,290	$342,240 Land $74,370 Building $267,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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