2004 James Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2004 James Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,210 sqft · built 1920
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2019)
Tax Bill	$7,352 (2025)
Deeds & Mortgages	Jun 2019 Sale Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-23-0194`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-23-0194`
Alternative APNs	`8313322` `416909`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	416909
Street Address	2004 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55105-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANKEES CLEVELAND VIEW LOT 2 BLK 7
Legal Range	23
Legal Township	28
Legal Section	09
Legal Subdivision	HANKEES CLEVELAND VIEW
Legal Block	7
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3007
Census Tract	36300

Owner

2004 James Ave is owned and occupied by two individuals who bought it in June 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 JAMES AVE, SAINT PAUL, MN 55105-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Warranty Deed, Transfer TITLESMART
Mar 1, 2018	Warranty Deed, Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	20192641591
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 26, 2019
Property Address	2004 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0002641591
Instrument Date	May 30, 2019
Instrument	2641591
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Tax	$1,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 JAMES AVE ST PAUL MN 551051720, ST PAUL, MN 55105-1720

March 2018: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 1, 2018
Property Address	2004 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0002609373
Instrument Date	Feb 28, 2018
Instrument	2609373
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	TITLE RECORDING SERVICES

Transaction

Amount	Amount on Record
Tax	$4.16
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 JAMES AVE ST PAUL MN 551051720, ST PAUL, MN 55105-1720

Mortgage

Document Number	2609374
Date	Mar 1, 2018
Instrument	2609374

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2004 James Ave was $7,352 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,700 Land $115,100 Building $365,600	$480,700 Land $115,100 Building $365,600
2025	$7,352.00
2023	$6,342.00 Homeowner's exemption	$420,700 Land $115,100 Building $305,600	$420,700 Land $115,100 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2004 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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