2002 James Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2002 James Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1920
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2026)
Tax Bill	$7,100 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-23-0193`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-23-0193`
Alternative APNs	`8010932` `8011657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8011657
Street Address	2002 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55105-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANKEES CLEVELAND VIEW LOT 1 BLK 7
Legal Range	23
Legal Township	28
Legal Section	09
Legal Subdivision	HANKEES CLEVELAND VIEW
Legal Block	7
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3007
Census Tract	36300

Owner

2002 James Ave is owned and occupied by an individual who bought it in August 2026.

Source: Ramsey County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit NORTH AMERICAN BKNG
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit NORTH AMERICAN BKNG
Oct 24, 2017	Trustee's Deed, Foreclosure OTHER INSTITUTIONAL LENDERS
Jul 10, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Aug 10, 2023 · Amount on File
Deed Document Number	20262822868
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0T02599946
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 31, 2026
Property Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0002822868
Instrument Date	Aug 25, 2026
Instrument	20262822868
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720

Mortgage

Document Number	0002822869,
Date	Aug 31, 2026
Instrument	20262822869

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 10, 2023
Property Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0T02759039
Instrument Date	Aug 1, 2023
Instrument	T02759039
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	GCS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10580 KUMQUAT ST NW APT 9, 9, MINNEAPOLIS, MN 55448-1525

Mortgage

Document Number	0T02759040
Date	Aug 10, 2023
Instrument	T02759040

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0002652538
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 JAMES AVE ST PAUL MN 551051720, ST PAUL, MN 55105-1720

Mortgage

Document Number	0002652538
Date	Nov 14, 2019
Instrument	2652538

Lender

Name	NORTH AMERICAN BKNG
Type	Funding / Finance Company
Address	ROSEVILLE, MN 55113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 13, 2024

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0002618191
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 JAMES AVE ST PAUL MN 551051720, ST PAUL, MN 55105-1720

Mortgage

Document Number	0002618191
Date	Jul 10, 2018
Instrument	2618191

Lender

Name	NORTH AMERICAN BKNG
Type	Funding / Finance Company
Address	ROSEVILLE, MN 55113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 9, 2023

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 24, 2017
Property Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0002599946
Instrument Date	Oct 19, 2017
Instrument	2599946
Transaction Type	Foreclosure
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$432.14
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2002 JAMES AVE ST PAUL MN 551051720, ST PAUL, MN 55105-1720

Mortgage

Date	Oct 24, 2017

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Amount	Amount on Record

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 10, 2018
Property Address	2002 JAMES AVE, SAINT PAUL, MN 55105-1720
Document Number	0002618189
Instrument Date	Oct 19, 2017
Instrument	2618189
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	2002 JAMES AVE ST PAUL MN 551051720, ST PAUL, MN 55105-1720

Tax Assessment & Valuation

The 2025 property tax bill for 2002 James Ave was $7,100.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,800 (+3.15%) Land $115,100 Building $293,700	$408,800 (+3.15%) Land $115,100 Building $293,700
2025	$7,100.00 Homeowner's exemption	$396,300 Land $115,100 Building $281,200	$396,300 Land $115,100 Building $281,200
2023	$6,208.00 Homeowner's exemption	$372,100 Land $115,100 Building $257,000	$372,100 Land $115,100 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2002 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2002 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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