2004 J St, Bedford, IN 47421 Property Records

Lawrence County property record for 2004 J St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1895
Lot Size	0.233 acres (10,148 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Sep 2009)
Tax Bill	$812 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`1100725100P2BS`

Property Details

APN / Parcel Number

Primary APN	`1100725100P2BS`
Alternative APNs	`47-06-23-103-017.000-010` `01827393879`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,148 sqft (0.233 acres)
Lot Dimensions	172 ft deep x 59 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01827393879
Street Address	2004 J ST
City	BEDFORD
State	IN
Zip	47421-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 TWP 5 R1W PT E 1/2 NE 58 X 172
Legal Range	1W
Legal Township	5
Legal Section	23
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	2
Census Block	2003
Census Tract	951100

Owner

2004 J St is owned and occupied by an individual who bought it in September 2009.

Source: Lawrence County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2004 J ST, BEDFORD, IN 47421-4658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit BEDFORD FEDERAL SAVINGS BANK
Jan 28, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2009 · Amount on File
Deed Sale	Sep 15, 2009 · Amount on File
Prior Sale	Sep 15, 2009 · Amount on File
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	2004 J ST, BEDFORD, IN 47421-4658
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023004881
Date	Aug 21, 2023
Instrument	2023004881

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2024

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jan 28, 2025
Property Address	2004 J ST, BEDFORD, IN 47421-4658
Document Number	2025000536
Instrument Date	Jan 23, 2025
Instrument	2025000536
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S FRANKLIN RD, GREENWOOD, IN 46143

Tax Assessment & Valuation

The 2025 property tax bill for 2004 J St was $812 with a homeowner's exemption, down 2.6% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00 (-2.64%) Homeowner's exemption	$99,200 Land $9,400 Building $89,800	$99,200 Land $9,400 Building $89,800
2024	$834.00 (+12.4%)
2023	$742.00 (-46.92%)	$87,000 (+8.21%) Land $8,900 Building $78,100	$87,000 (+8.21%) Land $8,900 Building $78,100
2022	$1,398.00	$80,400 Land $8,600 Building $71,800	$80,400 Land $8,600 Building $71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 J St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications.

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