2002 J St, Bedford, IN 47421 Property Records

Lawrence County property record for 2002 J St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 767 sqft · built 1885
Lot Size	0.236 acres (10,266 sqft)
Owner	Individual Name on File
Tax Bill	$664 (2025)
Deeds & Mortgages	Jan 2021 Refinance Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1100617500P2BS`

Property Details

APN / Parcel Number

Primary APN	`1100617500P2BS`
Alternative APNs	`47-06-23-103-016.000-010` `00139352072`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	767 sqft Living Area
1st Floor Area	767 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,266 sqft (0.236 acres)
Lot Dimensions	174 ft deep x 59 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00139352072
Street Address	2002 J ST
City	BEDFORD
State	IN
Zip	47421-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 TWP 5 R1W NE 58 X 174
Legal Range	1W
Legal Township	5
Legal Section	23
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	2
Census Block	2003
Census Tract	951100

Owner

Source: Lawrence County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2002 J ST, BEDFORD, IN 47421-4658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
Dec 19, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2018
Deed Sale	Dec 19, 2018
Prior Sale	Mar 29, 2010 · Amount on Record
Deed Document Number	20187395
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	2002 J ST, BEDFORD, IN 47421-4658
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000510
Date	Jan 25, 2021
Instrument	2021000510

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Dec 19, 2018
Property Address	2002 J ST, BEDFORD, IN 47421-4658
Document Number	2018007395
Instrument Date	Dec 17, 2018
Instrument	2018007395
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018007396
Date	Dec 20, 2018
Instrument	2018007396

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$664.00 (+18.15%) Homeowner's exemption	$89,900 (+25.21%) Land $9,400 Building $80,500	$89,900 (+25.21%) Land $9,400 Building $80,500
2024	$562.00 (+2.74%)
2023	$547.00 (-0.73%)	$71,800 (+8.13%) Land $8,900 Building $62,900	$71,800 (+8.13%) Land $8,900 Building $62,900
2022	$551.00	$66,400 Land $8,600 Building $57,800	$66,400 Land $8,600 Building $57,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications.

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