2004 Emerald Way, Richmond, KY 40475 Property Records

Madison County property record for 2004 Emerald Way, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$349,200 (Sep 2021)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0092-001A-0051`

Property Details

APN / Parcel Number

Primary APN	`0092-001A-0051`
Alternative APNs	`119980` `82998` `49457`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	49457
Street Address	2004 EMERALD WAY
City	RICHMOND
State	KY
Zip	40475-2758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND BROOK LOT 51 PH 2
Legal Subdivision	DIAMOND BROOK
Legal Phase	2
Legal Lot Number	51
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1014
Census Tract	10101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2004 EMERALD WAY, RICHMOND, KY 40475-2758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	2014051392
Deed Book / Page	D810 / 732
Record Updated	Jun 8, 2026

September 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 2, 2021
Property Address	2004 EMERALD WAY, RICHMOND, KY 40475-2758
Document Number	D810/732
Book / Page	D810 / 732
Map Reference	MB 21 PG 398
Instrument Date	Aug 26, 2021
Instrument	2014051392
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 TURNER RDG, 297, RICHMOND, KY 40475-9736

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2004 EMERALD WAY, RICHMOND, KY 40475-2758

Mortgage

Document Number	2014051393
Date	Sep 2, 2021
Instrument	2014051393

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (-3.68%) Homeowner's exemption	$349,200 (-)	$349,200 (-)
2023	$2,937.00 Homeowner's exemption	$349,200	$349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2015–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30