Madison County property record for 2002 Emerald Way, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Jul 2025) |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0092-001A-0050 |
| Primary APN | 0092-001A-0050 |
|---|---|
| Alternative APNs |
|
| Lot Area | 54,014 sqft (1.24 acres) |
|---|
| Account Number | 62280 |
|---|---|
| Street Address | 2002 EMERALD WAY |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND BROOK LOT 50 PH 2 |
| Legal Subdivision | DIAMOND BROOK |
| Legal Phase | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10101 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2002 EMERALD WAY, RICHMOND, KY 40475-2758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Jul 29, 2025 | Deed, Transfer · VA Mortgage USAA FSB |
| Mar 12, 2021 | Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | Mar 12, 2021 · Amount on Record |
| Deed Document Number | 2014274880 |
| Deed Book / Page | D870 / 723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2002 EMERALD WAY, RICHMOND, KY 40475-2758 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01920/700 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | M01920/700 |
| Instrument | 2014007891 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 25, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 29, 2025 |
| Property Address | 2002 EMERALD WAY, RICHMOND, KY 40475-2758 |
| Document Number | 00D870/723 |
| Book / Page | D870 / 723 |
| Map Reference | CAB P21 SL 398 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2014274880 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 269, RICHMOND, KY 40476-0269 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2002 EMERALD WAY, RICHMOND, KY 40475-2758 |
| Document Number | 2014274881 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 2014274881 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 12, 2021 |
| Property Address | 2002 EMERALD WAY, RICHMOND, KY 40475-2758 |
| Document Number | 00D802/278 |
| Book / Page | D802 / 278 |
| Map Reference | CAB P21 PG 398 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2014031301 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 297 TURNER RDG, RICHMOND, KY 40475-9736 |
| Name | Verified Name |
|---|---|
| Address | 2002 EMERALD WAY, RICHMOND, KY 40475-2758 |
| Document Number | 2014031302 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2014031302 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,489.00 (-2.79%) Additional exemption filed | $370,000 (-) | $370,000 (-) |
| 2023 | $3,589.00 | $370,000 | $370,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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