Deschutes County property record for 20036 Rock Bluff Cir, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 1997 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,000 (Jan 2018) |
| Tax Bill | $3,846 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181208-BC-04117 |
| Primary APN | 181208-BC-04117 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 1,542 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 462 sqft |
| Deck Area | 190 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 192947 |
|---|---|
| Street Address | 20036 ROCK BLUFF CIR |
| City | BEND |
| State | OR |
| Zip | 97702-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | ELKHORN ESTATES PHASE 5 LOT 68 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 08 |
| Legal Subdivision | ELKHORN ESTATES PHASE 5 |
| Legal Lot Number | 68 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 2103 |
20036 Rock Bluff Cir is owned and occupied by an individual who bought it in January 2018.
Source: Deschutes County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20036 ROCK BLUFF CIR, BEND, OR 97702-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2018 · Amount on File |
| Deed Sale | Jan 4, 2018 · Amount on File |
| Deed Document Number | 2018420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 4, 2018 |
| Property Address | 20036 ROCK BLUFF CIR, BEND, OR 97702-2044 |
| Document Number | 0000000420 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2018-00420 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20036 ROCK BLUFF CIR, BEND, OR 97702-2044 |
| Document Number | 0000000421 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2018-00421 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 20036 Rock Bluff Cir was $3,846, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,846.00 (+3.92%) | $227,680 (+3%) | $562,540 (+3.24%) Land $210,290 Building $352,250 |
| 2024 | $3,701.00 (+7.87%) | $221,050 (+3%) | $544,880 (-) Land $192,630 Building $352,250 |
| 2023 | $3,431.00 | $214,620 | $544,880 Land $192,630 Building $352,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20036 Rock Bluff Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20036 Rock Bluff Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Webformix.
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