20011 Rock Bluff Cir, Bend, OR 97702 Property Records

Deschutes County property record for 20011 Rock Bluff Cir, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,542 sqft · built 1997
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$347,000 (May 2016)
Tax Bill$3,866 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN181208 BC 04400

Property Details

APN / Parcel Number

Primary APN181208 BC 04400
Alternative APNs
  • R1001181208BC04400
  • 195121

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,542 sqft Living Area
1st Floor Area1,542 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeMixed
Garage Area462 sqft
Deck Area98 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account Number195121
Old Parcel NumberR1001181208BC04400
Street Address20011 ROCK BLUFF CIR
CityBEND
StateOR
Zip97702-2044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:73 SUBD:ELKHORN ESTATES PHASE 6 SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-BC
Legal Range12E
Legal Township18S
Legal Section08
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionELKHORN ESTATES PHASE 6
Legal Lot Number73
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1013
Census Tract2103

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20011 ROCK BLUFF CIR, BEND, OR 97702-2044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2016 · Amount on Record
Deed SaleMay 24, 2016 · Amount on Record
Prior SaleMar 18, 2016 · Amount on Record
Deed Document Number0201619908
Deed Book / Page2016 / 19908
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20011 ROCK BLUFF CIR, BEND, OR 97702-2044
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyDESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071253
DateDec 30, 2020
Instrument2020-71253
Lender
NameCANOPY MORTGAGE LLC
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2031

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,866.00 (+3.92%)$228,860 (+3%)$662,520 (+2.85%) Land $221,550 Building $440,970
2024$3,720.00 (+7.89%)$222,200 (+3%)$644,150 (-) Land $203,180 Building $440,970
2023$3,448.00$215,730$644,150 Land $203,180 Building $440,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Webformix.

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