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20032 Oyster Catcher Loop, Bodega Bay, CA 94923 Property Records

Sonoma County property record for 20032 Oyster Catcher Loop, Bodega Bay, CA 94923

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,278 sqft · built 1988
Lot Size0.157 acres (6,825 sqft)
Owner2 Company Names on Record
Last Sale$2,995,000 (Nov 2024)
Tax Bill$32,490 (2025)
Deeds & MortgagesAug 2020 Transfer
Aug 2020 Mortgage
Flood ZoneZone D (undetermined)
APN100-420-040-000

Property Details

APN / Parcel Number

Primary APN100-420-040-000
Alternative APN
  • 100-420-040

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories3 Stories
Building Area3,278 sqft Living Area
Gross Area3,922 sqft
1st Floor Area1,817 sqft
Basement Area168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area6,825 sqft (0.157 acres)
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number100-420-040
Street Address20032 OYSTER CATCHER LOOP
CityBODEGA BAY
StateCA
Zip94923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ
Legal SubdivisionWESTRIDGE
Legal Block2
Legal Lot Number3
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group2
Census Block2008
Census Tract154305

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5029 STONEHEDGE DR, SANTA ROSA, CA 95405-7927
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Quit Claim Deed, Transfer
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Aug 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleDec 13, 2013 · Amount on Record
Deed Document Number202456576
Prior Transfer DateAug 12, 2020
Prior Transfer Doc0000070532
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateAug 18, 2020
Property Address20032 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Document Number0000070534
Instrument DateAug 12, 2020
Instrument70534
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20032 OYSTER CATCHER LOOP BODEGA BAY CA 94923, BODEGA BAY, CA 94923

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateAug 18, 2020
Property Address20032 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Document Number0000070532
Map ReferenceMB 200 PG 1-22
Instrument DateAug 12, 2020
Instrument2020070532
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyWFG NATIONAL TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20032 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923

Mortgage

Document Number0000070533
DateAug 18, 2020
Instrument2020070533
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictShoreline Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,054,900 (+2%) Land $1,224,000 Building $1,830,900
2025$32,490.00 (+82.95%)$2,995,000 (+86.22%) Land $1,200,000 Building $1,795,000
2023$17,759.00 (+1.24%) Homeowner's exemption$1,608,320 Land $643,327 Building $964,993
2022$17,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBODEGA BAY PUBLIC UTILITY DISTRICT
serves 1,069 people · EPA ID CA4910021
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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