20024 Oyster Catcher Loop, Bodega Bay, CA 94923 Property Records

Sonoma County property record for 20024 Oyster Catcher Loop, Bodega Bay, CA 94923

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,104 sqft · built 1993
Lot Size0.164 acres (7,150 sqft)
OwnerCompany Name on Record
Last Sale$1,300,000 (Aug 2017)
Tax Bill$16,281 (2025)
Deeds & MortgagesNov 2017 Mortgage
Aug 2017 Sale
Flood ZoneZone D (undetermined)
APN100-420-039-000

Property Details

APN / Parcel Number

Primary APN100-420-039-000
Alternative APN
  • 100-420-039

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,104 sqft Living Area
Gross Area2,798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Lot Area7,150 sqft (0.164 acres)
Garage TypeAttached
Garage Area694 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number100-420-039
Street Address20024 OYSTER CATCHER LOOP
CityBODEGA BAY
StateCA
Zip94923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ
Legal DescriptionTRACT 434 BLK 26 LOT 2
Legal SubdivisionBODEGA HARBOUR UNIT #3 TRACT #434
Legal Tract434
Legal Block2
Legal Lot Number2
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group2
Census Block2008
Census Tract154305

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address905 UNION ST, SAN FRANCISCO, CA 94133-2631
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2017Deed of Trust, Mortgage · ARM
SANDIA LABORATORY FCU
Aug 30, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Prior SaleOct 7, 2014 · Amount on Record
Deed Document Number201768118
Prior Transfer DateFeb 23, 1994
Prior Transfer Doc0000035797
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address20024 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090289
DateNov 27, 2017
Instrument2017090289
Lender
NameSANDIA LABORATORY FCU
TypeCredit Union
AddressALBUQUERQUE, NM 87111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2022
Min Rate At Change4%
Max Rate At Change8.25%
Index10-Year TN

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateAug 30, 2017
Property Address20024 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Document Number0000068118
Instrument DateAug 28, 2017
Instrument68118
Transaction TypeTransfer
Record UpdatedSep 29, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,430.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address905 UNION ST SAN FRANCISCO CA 941332631, SAN FRANCISCO, CA 94133-2631

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictShoreline Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,505,854 (+2%) Land $603,501 Building $902,353
2025$16,281.00 (+2.26%)$1,476,328 (+4.04%) Land $591,668 Building $884,660
2023$15,921.00 (+1.19%)$1,419,002 Land $568,694 Building $850,308
2022$15,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBODEGA BAY PUBLIC UTILITY DISTRICT
serves 1,069 people · EPA ID CA4910021
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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