Stanly County property record for 20032 Old Mill Rd, #A, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,014 sqft · built 2021 |
| Lot Size | 4.36 acres (189,922 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jun 2021) |
| Tax Bill | $2,608 (2026) |
| Deeds & Mortgages | Oct 2021 Construction Loan Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 559704906326 |
| Primary APN | 559704906326 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,014 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 189,922 sqft (4.36 acres) |
| Garage Type | Attached |
| Garage Area | 1,355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1534138 |
|---|---|
| Street Address | 20032 OLD MILL RD, A |
| City | LOCUST |
| State | NC |
| Zip | 28097-8333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20032-A OLD MILL RD 559700109 |
| Legal Subdivision | SUBDIVISION OF OMI BARBEE ESTATE LANDS |
| Legal Tract | E |
| Jurisdiction | STANLY NC |
| Township / Civil Division | ALMOND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 930700 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20032 OLD MILL RD, A, LOCUST, NC 28097-8333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Jun 1, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 2021433586 |
| Deed Book / Page | 1744 / 126 |
| Prior Transfer Date | May 31, 2021 |
| Prior Transfer Doc | 0000433586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20032 OLD MILL RD # A, A, LOCUST, NC 28097-8333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000439232 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 1762/176 |
| Instrument | 439232 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 1, 2021 |
| Property Address | 20032 OLD MILL RD # A, A, LOCUST, NC 28097-8333 |
| Document Number | 0000433586 |
| Book / Page | 1744 / 126 |
| Instrument Date | May 31, 2021 |
| Instrument | 433586 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12201 RITCHIE RD, MIDLAND, NC 28107-5421 |
| Name | Verified Name |
|---|---|
| Address | 4220 WANAMASSA DR, CHARLOTTE, NC 28269-1640 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,608.00 (+22.27%) | $395,260 (+33.4%) Land $57,568 Building $337,692 | $395,260 (+33.4%) Land $57,568 Building $337,692 |
| 2023 | $2,133.00 | $296,301 Land $36,816 Building $259,485 | $296,301 Land $36,816 Building $259,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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