Stanly County property record for 18944 Old Mill Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,293 sqft · built 2023 |
| Lot Size | 5.96 acres (259,618 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Jun 2021) |
| Tax Bill | $3,428 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 559704809465 |
| Primary APN | 559704809465 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,293 sqft Finished Area |
| Basement Area | 2,293 sqft |
| Unfinished Basement | 2,293 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 259,618 sqft (5.96 acres) |
| Garage Type | Attached |
| Garage Area | 1,150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1534393 |
|---|---|
| Street Address | 18944 OLD MILL RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 18944 OLD MILL RD LT 3 559704008 |
| Legal Subdivision | THE VILIE B CHRISTY ESTATE LANDS |
| Legal Lot Number | 3 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | ALMOND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 930700 |
Source: Stanly County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18944 OLD MILL RD, LOCUST, NC 28097-8331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Jun 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on Record |
| Deed Sale | Jun 16, 2021 · Amount on Record |
| Prior Sale | Jan 1, 2010 |
| Deed Document Number | 2021434205 |
| Deed Book / Page | 1746 / 57 |
| Last Transfer Date | Apr 8, 2024 |
| Transfer Doc | 0000466993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 18944 OLD MILL RD, LOCUST, NC 28097-8331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000445269 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 1780/1560 |
| Instrument | 445269 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 16, 2021 |
| Property Address | 18944 OLD MILL RD, LOCUST, NC 28097-8331 |
| Document Number | 0000434205 |
| Book / Page | 1746 / 57 |
| Map Reference | MB 19 PG 102 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 434205 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 SMITH CMNS, 12, YAPHANK, NY 11980-2031 |
| Name | Verified Name |
|---|---|
| Address | 20255 OLD MILL RD, LOCUST, NC 28097-8335 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,428.00 (+821.51%) | $519,496 (+905.02%) Land $89,560 Building $429,936 | $519,496 (+905.02%) Land $89,560 Building $429,936 |
| 2023 | $372.00 | $51,690 Land $51,690 | $51,690 Land $51,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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