2003 SE Lafayette St, Stuart, FL 34997 Property Records

Martin County property record for 2003 SE Lafayette St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1983
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2021)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-005-0022.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-005-0022.0-2-0000`
Alternative APNs	`52-38-41-006-005-00220-2` `42086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,442 sqft
1st Floor Area	1,250 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Pool Area	450 sqft
Porch	Slab
Porch Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2003 SE LAFAYETTE ST
City	STUART
State	FL
Zip	34997-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOT 22 BLK 5
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	5
Legal Lot Number	22
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3015
Census Tract	1106

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2003 SE LAFAYETTE ST, STUART, FL 34997-5820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Jan 24, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Jan 26, 2016 · Amount on Record
Deed Document Number	20212933730
Deed Book / Page	3281 / 2196
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 27, 2021
Property Address	2003 SE LAFAYETTE ST, STUART, FL 34997-5820
Document Number	0032812196
Book / Page	3281 / 2196
Map Reference	MB 3 PG 129
Instrument Date	Dec 22, 2021
Instrument	2933730
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	CENTRAL FLORIDA TITLE CENTER, CENTRAL FLORIDA TTL CTR LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2770 SW MUSTANG TER, 2770, STUART, FL 34997-1300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3223 SE BROOK ST, STUART, FL 34997-6774

Mortgage

Document Number	0032812198
Date	Dec 27, 2021
Instrument	3281/2198

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2003 SE LAFAYETTE ST, STUART, FL 34997-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029711184
Date	Jan 24, 2018
Book Page	02971/1184
Instrument	2675182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2003 SE LAFAYETTE ST, STUART, FL 34997-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031151491
Date	Mar 4, 2020
Book Page	3115/1491
Instrument	2803411

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,321.00 (-0.53%) Homeowner's exemption	$286,539 (+5.99%)	$325,470 (+6.23%) Land $135,000 Building $190,470
2024	$4,344.00 (+2.19%)
2023	$4,251.00 (+3.73%) Additional exemption filed	$270,354 (+3%)	$306,390 (+16.73%) Land $130,000 Building $176,390
2022	$4,098.00 Homeowner's exemption	$262,480 Land $115,000 Building $147,480	$262,480 Land $115,000 Building $147,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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