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1963 SE Lafayette St, Stuart, FL 34997 Property Records

Martin County property record for 1963 SE Lafayette St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,176 sqft · built 1976
Lot Size0.174 acres (7,579 sqft)
OwnerIndividual Name on Record
Last Sale$116,000 (Feb 2010)
Tax Bill$1,103 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN52-38-41-006-005-0019.0-8-0000

Property Details

APN / Parcel Number

Primary APN52-38-41-006-005-0019.0-8-0000
Alternative APNs
  • 52-38-41-006-005-00190-8
  • 42083

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,536 sqft
1st Floor Area1,176 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.174 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number42083
Street Address1963 SE LAFAYETTE ST
CitySTUART
StateFL
Zip34997-5664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2B
Legal DescriptionCORAL GARDENS PLAT 2 LOT 19 BLK 5 OR 352/421
Legal Range41E
Legal Township38S
Legal Section52
Legal SubdivisionCORAL GARDENS
Legal Block5
Legal Lot Number19
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3015
Census Tract1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1963 SE LAFAYETTE ST, STUART, FL 34997-5664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2010 · Amount on Record
Deed SaleFeb 5, 2010 · Amount on Record
Prior SaleAug 1, 1977 · Amount on Record
Deed Document Number20102190952
Deed Book / Page2435 / 1252
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1963 SE LAFAYETTE ST, STUART, FL 34997-5664
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyMADISON SETTLEMENT SERVICES, MADISON STLMT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1963 SE LAFAYETTE ST, STUART, FL 34997-5664

Mortgage

Document Number0035360725
DateDec 4, 2025
Book Page3536/725
Instrument3159298
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.74%
Type Change DateJan 1, 2029
Change FrequencyAnnually
Min Rate At Change3.74%
Max Rate At Change5.74%
Index1-Year CMT

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,103.00 (+1.38%) Additional exemption filed$82,746 (+5.99%)$291,670 (+4.94%) Land $135,000 Building $156,670
2024$1,088.00 (+4.72%)
2023$1,039.00 (+5.48%) Additional exemption filed$78,072 (+3%)$277,950 (+16.03%) Land $130,000 Building $147,950
2022$985.00 Homeowner's exemption$75,799$239,540 Land $115,000 Building $124,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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