2003 Oak St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2003 Oak St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeVacant Land > Residential
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage784 sqft
Lot Size5,663 sqft (0.13 acres)
Last Sale$69,000 (2024)
Tax Bill$684.00 (2025)

Property Details

APN / Parcel Number

Primary APN84208
Alternative APN
  • 112630419000010510

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area784 sqft
1st Floor784 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Exterior MaterialSiding Exterior
Lot Area5,663 sqft (0.13 acres)
Depth X Width110 ft x 50 ft Depth x Width
Porch1 Porch
Porch Area386 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemPackage Heating

Location & Zoning

Account Number84208
Street Address2003 OAK ST
CitySAINT CLOUD
StateFL
Zip34769-5029
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionMONTAGUES VILLAGE UNIT 1 PB 1 PG 368 LOT 51
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionMONTAGUE VLG UN 1
Legal Tract4190
Legal Block1
Legal Lot Number51
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2034
Census Tract43303

Owner

Source: Osceola County records · APN 84208

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address633 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleMay 09, 2005 · Amount on Record
Deed Doc Number2024150104
Deed Book / Page6701 / 2865
Record RefreshedJun 08, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 25, 2024
Property Address2003 OAK ST, SAINT CLOUD, FL 34769-5029
Document Number0067012865
Book / Page6701 / 2865
Map ReferenceMB 1 PG 368
Instrument DateNov 22, 2024
Instrument2024150104
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$483.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7181 BLUE SHORE RD, GRANT, FL 32949-2203

Transferred To (Grantee/Buyer)

NameVerified Name
Address633 GRAPE AVE, SAINT CLOUD, FL 34769-3047

Mortgage

Document Number0067012867
DateNov 25, 2024
Instrument6701/2867
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2039

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$684.00 (-49.67%)$38,000 (-63%) Land $38,000$38,000 (-63%) Land $38,000
2023$1,359.00 (+16.65%)$102,700 (+27.74%) Land $24,000 Building $78,700$102,700 (+27.74%) Land $24,000 Building $78,700
2022$1,165.00$80,400 Land $24,000 Building $56,400$80,400 Land $24,000 Building $56,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number