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2010 Oak St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2010 Oak St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleCustom Design
Year BuiltBuilt 1968
Square Footage672 sqft Living Area
Lot Size8,929 sqft (0.205 acres)
Last Sale$120,000 (2025)
Tax Bill$1,245.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-26-30-4190-0001-0440
Alternative APNs
  • 263011419000010440
  • 84202

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area672 sqft Living Area
Gross Area992 sqft Gross Area
1st Floor672 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCustom Design Style
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionFlat Roof Construction
Roof MaterialMetal Roof
Lot Area8,929 sqft (0.205 acres)
Depth X Width130 ft x 75 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area54 sqft Shed
Deck Area96 sqft Deck
Porch Area320 sqft Porch

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address2010 OAK ST
CitySAINT CLOUD
StateFL
Zip34769-5030
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionMONTAGUES VILLAGE UNIT 1 PB 1 PG 368 E 1/2 LOT 44 ALL LOT 45
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionMONTAGUES VLG UNIT 1
Legal Tract4190
Legal Block440
Legal Lot Number44
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2033
Census Tract43303

Owner

Source: Osceola County records · APN 11-26-30-4190-0001-0440

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2012 OAK ST, SAINT CLOUD, FL 34769-5030
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
May 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleOct 15, 2004 · Amount on Record
Deed Doc Number2025152687
Deed Book / Page6893 / 1884
Prior Transfer DateMay 01, 2020
Prior Transfer Doc0057222841
Record RefreshedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 15, 2025
Property Address2010 OAK ST, SAINT CLOUD, FL 34769-5030
Document Number0068931884
Book / Page6893 / 1884
Map ReferenceMB 1 PG 368
Instrument DateDec 10, 2025
Instrument2025152687
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address24 E THOMPSON AVE, GLOUCESTER CITY, NJ 08030-2443

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 OAK ST, SAINT CLOUD, FL 34769-5030

Mortgage

Document Number0068931886
DateDec 15, 2025
Instrument6893/1886
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 25, 2040

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 15, 2020
Property Address2010 OAK ST, SAINT CLOUD, FL 34769-5030
Document Number0057222841
Book / Page005722 / 002841
Instrument DateMay 01, 2020
Instrument64552
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2011 PALM ST ST CLOUD FL 347695031, ST CLOUD, FL 34769-5031

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,378.00 (+10.68%)$87,700 (+23.87%) Land $49,400 Building $38,300$87,700 (+23.87%) Land $49,400 Building $38,300
2024$1,245.00 (+9.21%)
2023$1,140.00 (+12.65%)$70,800 (+18.39%) Land $31,200 Building $39,600$70,800 (+18.39%) Land $31,200 Building $39,600
2022$1,012.00$59,800 Land $31,200 Building $28,600$59,800 Land $31,200 Building $28,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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