2003 Indigo Dr, Richmond, KY 40475 Property Records

Madison County property record for 2003 Indigo Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,023 sqft
Lot Size	1.04 acres (45,302 sqft)
Owner	Trust Name on File
Last Sale	$470,000 (Oct 2022)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0040-0001-0017`

Property Details

APN / Parcel Number

Primary APN	`0040-0001-0017`
Alternative APNs	`141081` `85116` `48917`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,023 sqft Living Area
1st Floor Area	1,549 sqft
Basement Area	1,549 sqft
Finished Basement	1,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48917
Street Address	2003 INDIGO DR
City	RICHMOND
State	KY
Zip	40475-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIGO RUN LOT 17 BKL 2 PH 1
Legal Subdivision	INDIGO RUN
Legal Phase	1
Legal Block	2
Legal Lot Number	17
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1007
Census Tract	10103

Owner

2003 Indigo Dr is owner-occupied and held in a trust since November 2023.

Source: Madison County records, as of July 1, 2026

Owner of Record	Trust Name on File
Mailing Address	2003 INDIGO DR, RICHMOND, KY 40475-8227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Nov 13, 2023	Intrafamily Transfer, Transfer
Oct 24, 2022	Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Deed Document Number	202214116841
Deed Book / Page	830 / 553
Last Transfer Date	Nov 9, 2023
Transfer Doc	00D845/701
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 30, 2026
Property Address	2003 INDIGO DR, RICHMOND, KY 40475-8227
Document Number	0014365622
Book / Page	886 / 178
Instrument Date	Apr 8, 2026
Instrument	202614365622
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 INDIGO DR, RICHMOND, KY 40475-8227

Mortgage

Document Number	0014365628,
Date	Jul 30, 2026
Instrument	202614365628

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Nov 13, 2023
Property Address	2003 INDIGO DR, RICHMOND, KY 40475-8227
Document Number	00D845/701
Book / Page	D845 / 701
Map Reference	MB 18 PG 53
Instrument Date	Nov 9, 2023
Instrument	2014177288
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2003 INDIGO DR, RICHMOND, KY 40475-8227

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 24, 2022
Property Address	2003 INDIGO DR, RICHMOND, KY 40475-8227
Document Number	00D830/553
Book / Page	D830 / 553
Map Reference	MB 15 PG 308
Instrument Date	Oct 21, 2022
Instrument	2014116841
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 MARCO ISLAND DR, 75, SOMERSET, KY 42503-8100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 INDIGO DR, RICHMOND, KY 40475-8227

Mortgage

Document Number	2014116845
Date	Oct 24, 2022
Instrument	2014116845

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.57%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.57%
Index	6-Month LIBOR
Margin	3
Max Rate	9.57%

Tax Assessment & Valuation

The 2025 property tax bill for 2003 Indigo Dr was $4,432.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00	$470,000	$470,000
2023	$4,559.00 (+53.92%)	$470,000 (+36.23%)	$470,000 (+36.23%)
2022	$2,962.00 Homeowner's exemption	$345,000	$345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Indigo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 Indigo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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