2011 Indigo Dr, Richmond, KY 40475 Property Records

Madison County property record for 2011 Indigo Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,931 sqft
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2021)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0040-0001-0021`

Property Details

APN / Parcel Number

Primary APN	`0040-0001-0021`
Alternative APNs	`127813` `90666` `57436`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,931 sqft Living Area
1st Floor Area	1,931 sqft
Basement Area	1,931 sqft
Finished Basement	1,931 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57436
Street Address	2011 INDIGO DR
City	RICHMOND
State	KY
Zip	40475-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIGO RUN LOT 21 BLK 2 PH 1
Legal Subdivision	INDIGO RUN
Legal Phase	1
Legal Block	2
Legal Lot Number	21
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1007
Census Tract	10103

Owner

2011 Indigo Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Madison County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2011 INDIGO DR, RICHMOND, KY 40475-8227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK
May 16, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Jun 28, 2021	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Deed Document Number	20212014042658
Deed Book / Page	807 / 503
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	May 27, 2026
Property Address	2011 INDIGO DR, RICHMOND, KY 40475-8227
Document Number	0M2471/149
Book / Page	2471 / 149
Instrument Date	May 11, 2026
Instrument	202614351282
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 INDIGO DR, RICHMOND, KY 40475-8227

Mortgage

Document Number	0014351282,
Date	May 27, 2026
Book Page	2471/149
Instrument	202614351282

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2011 INDIGO DR, RICHMOND, KY 40475-8227
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 INDIGO DR, RICHMOND, KY 40475-8227

Mortgage

Document Number	00M2160/67
Date	May 16, 2022
Book Page	M2160/67
Instrument	2014091950

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WINCHESTER, KY 40391

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Apr 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2011 INDIGO DR, RICHMOND, KY 40475-8227
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 INDIGO DR, RICHMOND, KY 40475-8227

Mortgage

Document Number	M2092/525
Date	Sep 16, 2021
Book Page	M2092/525
Instrument	2014053384

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WINCHESTER, KY 40391

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 28, 2021
Property Address	2011 INDIGO DR, RICHMOND, KY 40475-8227
Document Number	D807/503
Book / Page	D807 / 503
Map Reference	MB 18 PG 53
Instrument Date	Jun 8, 2021
Instrument	2014042658
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1276 FOUR MILE RD, 1276, RICHMOND, KY 40475-7616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 INDIGO DR, RICHMOND, KY 40475-8227

Mortgage

Document Number	2014042660
Date	Jun 28, 2021
Instrument	2014042660

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2011 Indigo Dr was $3,772.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00	$400,000	$400,000
2023	$3,152.00	$325,000	$325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2011 Indigo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2011 Indigo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Indigo Dr

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