2003 E 10th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2003 E 10th Ct, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 974 sqft · built 1941
Lot Size0.075 acres (3,267 sqft)
OwnerOwner Name on File
Last Sale$95,000 (Aug 2010)
Tax Bill$162 (2025)
Flood ZoneZone X (minimal risk)
APN16392-000-000

Property Details

APN / Parcel Number

Primary APN16392-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area974 sqft
1st Floor Area974 sqft

Exterior

Year BuiltBuilt 1941
Exterior MaterialVinyl
Lot Area3,267 sqft (0.075 acres)
Lot Dimensions66 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2003 E 10TH CT
CityPANAMA CITY
StateFL
Zip32401-4566
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC09
Legal DescriptionR R WHITTINGTONS ADD 105A3 LOT 14 BLK 4 ORB 3262 P 1814
Legal Range14W
Legal Township04S
Legal Section03
Legal SubdivisionR R WHITTINGTONS ADD 10
Legal Block4
Legal Lot Number14
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2011
Census Tract1700

Owner

The current owner of 2003 E 10th Ct bought it in August 2010.

Source: Bay County records, as of January 23, 2026

Owner of RecordOwner Name on File
Mailing Address2730 CUMBERLAND BLVD SE, SMYRNA, GA 30080-3048

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2010 · Amount on File
Deed SaleAug 20, 2010 · Amount on File
Prior SaleJan 26, 2005 · Amount on File
Deed Document Number2010043556
Deed Book / Page3262 / 1814
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2003 E 10th Ct was $162.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162.00$11,005 Land $10,005 Building $1,000$11,005 Land $10,005 Building $1,000
2023$334.00 (+4.05%)$8,762 (+15.46%) Land $7,762 Building $1,000$8,762 (+15.46%) Land $7,762 Building $1,000
2022$321.00$7,589 Land $6,589 Building $1,000$7,589 Land $6,589 Building $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2003 E 10th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 E 10th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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