2003 Democracy Dr, Buford, GA 30519 Property Records

Hall County property record for 2003 Democracy Dr, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,426 sqft · built 2006
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Mar 2020)
Tax Bill	$6,869 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-041E-000-164`

Property Details

APN / Parcel Number

Primary APN	`15-041E-000-164`
Alternative APN	`69896`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,426 sqft Heated Area
1st Floor Area	2,678 sqft
2nd Floor Area	748 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	2,678 sqft
Finished Basement	1,898 sqft
Unfinished Basement	780 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Garage Area	525 sqft
Porch	Patio
Porch Area	666 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	69896
Street Address	2003 DEMOCRACY DR
City	BUFORD
State	GA
Zip	30519-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-II
Legal Description	CLEARWATER UNIT III LOT 163
Legal Subdivision	CLEARWATER UNIT III
Legal Lot Number	163
Legal Unit	3
Jurisdiction	HALL GA
Township / Civil Division	FLOWERY BRANCH
Census Block Group	3
Census Block	3000
Census Tract	1605

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2003 DEMOCRACY DR, BUFORD, GA 30519-8071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Grant Deed, Transfer · Conventional with PMI TRUIST BK
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 29, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Mar 8, 2007 · Amount on Record
Deed Document Number	20201687
Deed Book / Page	8445 / 517
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Mar 16, 2020
Property Address	2003 DEMOCRACY DR, BUFORD, GA 30519-8071
Document Number	0084450517
Book / Page	008445 / 000517
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 DEMOCRACY DR BUFORD GA 305198071, BUFORD, GA 30519-8071

Mortgage

Document Number	84450518
Date	Mar 16, 2020
Book Page	008445/000518

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	Mar 16, 2020
Property Address	2003 DEMOCRACY DR, BUFORD, GA 30519-8071
Document Number	0084450541
Book / Page	008445 / 000541
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2003 DEMOCRACY DR BUFORD GA 305198071, BUFORD, GA 30519-8071

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HALL GA
Property Address	2003 DEMOCRACY DR, BUFORD, GA 30519-8071
Document Number	0081770137
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 DEMOCRACY DR BUFORD GA 305198071, BUFORD, GA 30519-8071

Mortgage

Document Number	0081770137
Date	Nov 12, 2018
Book Page	008177/000137

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2048

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Braselton Town
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,869.00 (+2.61%)	$285,000 (+2.65%) Land $54,760 Building $230,240	$712,500 (+2.65%) Land $136,900 Building $575,600
2025	$6,694.00 (+9.65%)	$277,640 (+18.89%) Land $61,040 Building $216,600	$694,100 (+18.89%) Land $152,600 Building $541,500
2023	$6,105.00 (+0.21%)	$233,520 (+9.67%) Land $40,880 Building $192,640	$583,800 (+9.67%) Land $102,200 Building $481,600
2022	$6,092.00	$212,920 Land $38,640 Building $174,280	$532,300 Land $96,600 Building $435,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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