2015 Democracy Dr, Buford, GA 30519 Property Records

Hall County property record for 2015 Democracy Dr, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,772 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,000 (May 2020)
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Nov 2025 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-041E-000-167`

Property Details

APN / Parcel Number

Primary APN	`15-041E-000-167`
Alternative APN	`69899`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,772 sqft Heated Area
1st Floor Area	2,215 sqft
2nd Floor Area	450 sqft
Basement Area	2,215 sqft
Finished Basement	1,495 sqft
Unfinished Basement	720 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	550 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	270 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	69899
Street Address	2015 DEMOCRACY DR
City	BUFORD
State	GA
Zip	30519-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-II
Legal Description	CLEARWATER UNIT III LOT 166
Legal Subdivision	CLEARWATER UNIT III
Legal Lot Number	166
Legal Unit	3
Jurisdiction	HALL GA
Township / Civil Division	FLOWERY BRANCH
Census Block Group	3
Census Block	3000
Census Tract	1605

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2015 DEMOCRACY DR, BUFORD, GA 30519-8071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
May 28, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Dec 6, 2005 · Amount on Record
Deed Document Number	20203300
Deed Book / Page	8499 / 195
Last Transfer Date	Aug 27, 2024
Transfer Doc	0095450089
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	2015 DEMOCRACY DR, BUFORD, GA 30519-8071
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 DEMOCRACY DR, BUFORD, GA 30519-8071

Mortgage

Document Number	0097570000000046
Date	Nov 19, 2025
Book Page	0000009757/0000000046

Lender

Name	LUMINATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	May 28, 2020
Property Address	2015 DEMOCRACY DR, BUFORD, GA 30519-8071
Document Number	0084990195
Book / Page	008499 / 000195
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2015 DEMOCRACY DR BUFORD GA 305198071, BUFORD, GA 30519-8071

Mortgage

Document Number	84990197
Date	May 28, 2020
Book Page	008499/000197

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Braselton Town
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+2.22%) Homeowner's exemption	$277,800 (+3.5%) Land $35,800 Building $242,000	$694,500 (+3.5%) Land $89,500 Building $605,000
2025	$1,845.00 (-11.3%) Homeowner's exemption	$268,400 (+17.08%) Land $39,920 Building $228,480	$671,000 (+17.08%) Land $99,800 Building $571,200
2023	$2,080.00 (-67.54%) Homeowner's exemption	$229,252 (+2.36%) Land $29,680 Building $199,572	$573,130 (+2.36%) Land $74,200 Building $498,930
2022	$6,408.00 Homeowner's exemption	$223,960 Land $28,080 Building $195,880	$559,900 Land $70,200 Building $489,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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