2003 Cunningham Ct, San Jose, CA 95148 Property Records

Santa Clara County property record for 2003 Cunningham Ct, San Jose, CA 95148

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,612 sqft · built 1990
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Sep 2006)
Tax Bill$6,673 (2025)
Deeds & MortgagesAug 2023 Line of Credit
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN491-32-024

Property Details

APN / Parcel Number

Primary APN491-32-024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,612 sqft Living Area
1st Floor Area765 sqft
2nd Floor Area847 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleH-Shape
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
Lot Dimensions80 ft deep x 50 ft wide
Garage Area470 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2003 CUNNINGHAM CT
CitySAN JOSE
StateCA
Zip95148-1153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B6
Legal DescriptionTRACT 8240 LOT 2
Legal Tract8240
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1003
Census Tract503511

Owner

Source: Santa Clara County records · APN 491-32-024

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2003 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Line of Credit
CEFCU
May 23, 2017Deed of Trust, Mortgage
CEFCU
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2006 · Amount on Record
Deed SaleSep 15, 2006 · Amount on Record
Deed Document Number200619106483
Prior Transfer DateJun 14, 1996
Prior Transfer Doc0013343724
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2003 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
Transaction TypeMortgage
Record UpdatedSep 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 CUNNINGHAM CT, SAN JOSE, CA 95148-1153

Mortgage

Document Number0025522938
DateAug 25, 2023
Instrument25522938
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 24, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2003 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023655981
DateMay 23, 2017
Instrument23655981
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61607
Agreement
AmountAmount Recorded
Term177 Months
DueFeb 15, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2003 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
Document Number0024520115
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2003 CUNNINGHAM CT SAN JOSE CA 951481153, SAN JOSE, CA 95148-1153

Mortgage

Document Number0024520115
DateJun 29, 2020
Instrument24520115
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictAlum Rock Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$393,515 (+2%) Land $174,893 Building $218,622
2025$6,673.00 (+4.86%) Homeowner's exemption$385,800 (+4.04%) Land $171,464 Building $214,336
2023$6,364.00 (+1.95%) Homeowner's exemption$370,820 Land $164,806 Building $206,014
2022$6,242.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1981–2022)
Most Recent ClaimMar 2022 · other causes

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Sail Internet Holdings
Fixed Wireless
500 / 100
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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