2015 Cunningham Ct, San Jose, CA 95148 Property Records

Santa Clara County property record for 2015 Cunningham Ct, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,414 sqft · built 2008
Lot Size	0.176 acres (7,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2010)
Tax Bill	$14,803 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`491-32-047`

Property Details

APN / Parcel Number

Primary APN	`491-32-047`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,414 sqft Living Area
1st Floor Area	1,997 sqft
2nd Floor Area	1,417 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,685 sqft (0.176 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2015 CUNNINGHAM CT
City	SAN JOSE
State	CA
Zip	95148-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 9527 FILLMORE TRACT BOOK 781 PAGE 19 PAGE 20 LOT 4
Legal Subdivision	FILLMORE TR
Legal Tract	9527
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1003
Census Tract	503511

Owner

Source: Santa Clara County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2015 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2010 · Amount on Record
Deed Sale	Jul 14, 2010 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	201020773939
Prior Transfer Date	Jul 14, 2008
Prior Transfer Doc	0019930170
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2015 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023918430
Date	Apr 25, 2018
Instrument	23918430

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 17, 2048

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 12, 2021
Property Address	2015 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
Document Number	0025162621
Map Reference	MB 781 PG 19
Instrument Date	Nov 6, 2021
Instrument	25162621
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2015 CUNNINGHAM CT, SAN JOSE, CA 95148-1153
Investor	Possibly a Property Investor

Mortgage

Document Number	0025162622
Date	Nov 12, 2021
Instrument	25162622

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,041,879 (+2%) Land $458,716 Building $583,163
2025	$14,803.00 (+3.9%) Homeowner's exemption	$1,021,451 (+4.04%) Land $449,722 Building $571,729
2023	$14,247.00 (+1.97%) Homeowner's exemption	$981,788 Land $432,259 Building $549,529
2022	$13,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1981–2022)
Most Recent Claim	Mar 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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