Hamilton County property record for 2003 Clearfield Ln, Chattanooga, TN 37405
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,040 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Jan 2020) |
| Tax Bill | $2,435 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Nov 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 136H J 038 C177 |
| Primary APN | 136H J 038 C177 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000133159 |
|---|---|
| Street Address | 2003 CLEARFIELD LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4265 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 62-Q-2 PHASE 6-B HERITAGE LANDING PB52 PG16 OUT OF 136H-J-38 FOR 1993 |
| Legal Subdivision | HERITAGE LANDING |
| Legal Phase | 6 |
| Legal Unit | 62-Q- |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2003 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 4, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Nov 11, 2022 | Intrafamily Transfer, Transfer |
| May 1, 2020 | Deed of Trust, Mortgage · Line of Credit FNB BK |
| Jan 21, 2020 | Warranty Deed, Transfer CHATTANOOGA TITLE-DOWNTOWN LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2014 · Amount on Record |
| Deed Document Number | 2020299 |
| Deed Book / Page | 11884 / 218 |
| Last Transfer Date | Oct 27, 2022 |
| Transfer Doc | 0000000093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2003 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000156 |
|---|---|
| Date | Jun 4, 2024 |
| Book Page | 13611/358 |
| Instrument | 2024060400156 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 11, 2022 |
| Property Address | 2003 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0000000093 |
| Book / Page | 13141 / 420 |
| Map Reference | MB 3190 PG 32 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022111100093 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2003 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2003 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0514000068 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2003 CLEARFIELD LN CHATTANOOGA TN 374054265, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0514000068 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 012001/000417 |
| Instrument | 200514000068 |
| Name | FNB BK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 13, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 21, 2020 |
| Property Address | 2003 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0121000299 |
| Book / Page | 011884 / 000218 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 200121000299 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | CHATTANOOGA TITLE-DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 CLEARFIELD LN CHATTANOOGA TN 374054265, CHATTANOOGA, TN 37405-4265 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,435.00 (+16.06%) | $160,700 (+71.32%) | $642,800 (+71.32%) Land $200,000 Building $442,800 |
| 2024 | $2,098.00 | $93,800 (-) | $375,200 (-) Land $100,000 Building $275,200 |
| 2023 | $2,098.00 | $93,800 (-) | $375,200 (-) Land $100,000 Building $275,200 |
| 2022 | $2,098.00 | $93,800 | $375,200 Land $100,000 Building $275,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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