Hamilton County property record for 2011 Clearfield Ln, Chattanooga, TN 37405
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 1,640 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $484,000 (Sep 2025) |
| Tax Bill | $2,157 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2025 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 136H J 038 C169 |
| Primary APN | 136H J 038 C169 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000131195 |
|---|---|
| Street Address | 2011 CLEARFIELD LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4265 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HERITAGE LANDING PHASE 6-A UNIT 63-D3 PB46 PG123-1 |
| Legal Subdivision | HERITAGE LANDING |
| Legal Phase | 6 |
| Legal Unit | 63-D3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2011 Clearfield Ln, a condominium, is owned and occupied by two individuals who bought it in September 2025.
Source: Hamilton County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Sep 19, 2025 | Warranty Deed, Transfer BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Dec 9, 2021 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Jan 17, 2020 | Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit ATLANTIC CAP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Dec 9, 2021 · Amount on File |
| Deed Document Number | 202558 |
| Deed Book / Page | 14049 / 99 |
| Prior Transfer Date | Dec 18, 2008 |
| Prior Transfer Doc | 0000000102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 8, 2026 |
| Property Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0000000035 |
| Book / Page | 14361 / 158 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202635 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0000000035, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 14361/158 |
| Instrument | 202635 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 19, 2025 |
| Property Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0000000058 |
| Book / Page | 14049 / 99 |
| Map Reference | MB 3668 PG 720 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025091900058 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,790.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 9, 2021 |
| Property Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0000000170 |
| Book / Page | 12765 / 388 |
| Map Reference | MB 60 PG 97 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2021120900170 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 17, 2020 |
| Property Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 0117000175 |
| Book / Page | 011882 / 000232 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 200117000175 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount on Record |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1134 SADDLEBROOK DR CHATTANOOGA TN 374051938, CHATTANOOGA, TN 37405-1938 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2011 CLEARFIELD LN, CHATTANOOGA, TN 37405-4265 |
| Document Number | 1214000006 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2011 CLEARFIELD LN CHATTANOOGA TN 374054265, CHATTANOOGA, TN 37405-4265 |
| Document Number | 1214000006 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 011522/000250 |
| Instrument | 181214000006 |
| Name | ATLANTIC CAP BK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 13, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2011 Clearfield Ln was $2,157, up 52.4% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,157.00 (+52.44%) | $142,375 (+125.1%) | $569,500 (+125.1%) Land $200,000 Building $369,500 |
| 2024 | $1,415.00 | $63,250 (-) | $253,000 (-) Land $50,000 Building $203,000 |
| 2023 | $1,415.00 | $63,250 (-) | $253,000 (-) Land $50,000 Building $203,000 |
| 2022 | $1,415.00 | $63,250 | $253,000 Land $50,000 Building $203,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2011 Clearfield Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2011 Clearfield Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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