Rogers County property record for 20022 S River Ranch Rd E, Claremore, OK 74019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,853 sqft · built 1998 |
| Lot Size | 0.999 acres (43,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,500 (Feb 2021) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11211504410 |
| Primary APN | 11211504410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,853 sqft Living Area |
| 1st Floor Area | 1,853 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,516 sqft (0.999 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 363 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 62695 |
|---|---|
| Street Address | 20022 S RIVER RANCH RD E |
| City | CLAREMORE |
| State | OK |
| Zip | 74019-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 2 RIVER RANCH |
| Legal Range | 15E |
| Legal Township | 21N |
| Legal Section | 11 |
| Legal Subdivision | RIVER RANCH |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ROGERS OK |
| Township / Civil Division | CLAREMORE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 50304 |
20022 S River Ranch Rd E is owned and occupied by two individuals who bought it in February 2021.
Source: Rogers County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20022 S RIVER RANCH RD E, CLAREMORE, OK 74019-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OKLAHOMA CENTRAL CU |
| Feb 3, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on File |
| Deed Sale | Feb 3, 2021 · Amount on File |
| Prior Sale | May 18, 2010 · Amount on File |
| Deed Document Number | 20212563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROGERS OK |
| Property Address | 20022 S RIVER RANCH RD E, CLAREMORE, OK 74019-2424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012118 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-012118 |
| Name | OKLAHOMA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | TULSA, OK 74105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROGERS OK |
| Recording Date | Feb 3, 2021 |
| Property Address | 20022 S RIVER RANCH RD E, CLAREMORE, OK 74019-2424 |
| Document Number | 0000002563 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 2021-002563 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Title Company | APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20022 S RIVER RANCH RD E, CLAREMORE, OK 74019-2424 |
| Document Number | 0000002564 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-002564 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 20022 S River Ranch Rd E was $2,535 with a homeowner's exemption, up 3.1% from the year before.
Source: Rogers County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Rogers County |
| Unified School District | Claremore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,422 (+3%) Land $3,820 Building $21,602 | $231,111 (-7.28%) Land $34,728 Building $196,383 | |
| 2025 | $2,535.00 (+3.13%) Homeowner's exemption | $24,681 (+3%) Land $3,692 Building $20,989 | $249,253 (-6.96%) Land $58,441 Building $190,812 |
| 2024 | $2,458.00 (+3.93%) Homeowner's exemption | $23,963 (+3%) Land $3,243 Building $20,720 | $267,889 (+26.66%) Land $64,818 Building $203,071 |
| 2023 | $2,365.00 Homeowner's exemption | $23,265 Land $2,750 Building $20,515 | $211,500 Land $25,000 Building $186,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20022 S River Ranch Rd E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1992–2008) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20022 S River Ranch Rd E is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 84% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROGERS CO RWD # 5 serves 11,782 people · EPA ID OK1021507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| The Junction Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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