2002 Westmoreland Rd, Oak Leaf (Red Oak), TX 75154 Property Records

Ellis County property record for 2002 Westmoreland Rd, Oak Leaf, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,130 (Apr 2024)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R184980`

Property Details

APN / Parcel Number

Primary APN	`R184980`
Alternative APNs	`60045700007600111` `184980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,607 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,607 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2002 WESTMORELAND RD
City	RED OAK
State	TX
Zip	75154-5818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	457 I HURST 1.0000 ACRES
Legal Subdivision	I HURST
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2008
Census Tract	60209

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2002 WESTMORELAND RD, RED OAK, TX 75154-5818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 15, 2016	Deed of Trust, Mortgage SUNTRUST MTG
Dec 15, 2016	Deed of Trust, Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Deed Document Number	20249807
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	Apr 2, 2024
Property Address	2002 WESTMORELAND RD, OAK LEAF, TX 75154-5818
Document Number	0002409807
Map Reference	VOL 630 PG 773
Instrument Date	Mar 28, 2024
Instrument	2409807
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 KELLY LN, DESOTO, TX 75115-6931

Mortgage

Document Number	0002409808
Date	Apr 2, 2024
Instrument	2409808

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	2002 WESTMORELAND RD, RED OAK, TX 75154-5818
Document Number	0000003642
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ELLIS COUNTY ABSTRACT AND TITLE, ELLIS CNTY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2002 WESTMORELAND RD OAK LEAF TX 751545818, OAK LEAF, TX 75154-5818

Mortgage

Document Number	0000003642
Date	Feb 8, 2017
Instrument	3642

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 7, 2032

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	2002 WESTMORELAND RD, RED OAK, TX 75154-5818
Document Number	0000002443
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	ELLIS COUNTY ABSTRACT AND TITLE, ELLIS CNTY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2002 WESTMORELAND RD OAK LEAF TX 751545818, OAK LEAF, TX 75154-5818

Mortgage

Document Number	0000002443
Date	Jan 27, 2017
Instrument	2443

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2032

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,965 (-7.77%) Land $137,500 Building $220,465	$357,965 (-7.77%) Land $137,500 Building $220,465
2025	$5,239.00 (+65.95%) Homeowner's exemption	$388,115 (-0.14%) Land $137,500 Building $250,615	$388,115 (-0.14%) Land $137,500 Building $250,615
2024	$3,157.00 (-0.22%)
2023		$388,650 Land $137,500 Building $251,150	$388,650 Land $137,500 Building $251,150
2018	$3,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Element8.

Cell Coverage

5G (outdoors only) and 4G LTE

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