1820 Westmoreland Rd, Oak Leaf (Red Oak), TX 75154 Property Records

Ellis County property record for 1820 Westmoreland Rd, Oak Leaf, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,644 sqft · built 2015
Lot Size	2.01 acres (87,991 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,979 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R228036`

Property Details

APN / Parcel Number

Primary APN	`R228036`
Alternative APNs	`60502500100400111` `228036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,644 sqft Living Area
Gross Area	6,108 sqft
1st Floor Area	4,302 sqft
2nd Floor Area	342 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,991 sqft
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	359 sqft
Deck Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1820 WESTMORELAND RD
City	RED OAK
State	TX
Zip	75154-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 INDIAN HILLS 2.02 AC
Legal Subdivision	INDIAN HILLS
Legal Block	1
Legal Lot Number	4
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2012
Census Tract	60209

Owner

1820 Westmoreland Rd is owned and occupied by two individuals.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1820 WESTMORELAND RD, RED OAK, TX 75154-5844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TRUST CU
Sep 11, 2018	Deed of Trust, Mortgage TEXAS TR CU
Feb 7, 2017	Deed of Trust, Mortgage TEXAS TR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1820 WESTMORELAND RD, RED OAK, TX 75154-5844
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2144564
Date	Oct 8, 2021
Instrument	2144564

Lender

Name	TEXAS TRUST CU
Type	Credit Union
Address	MANSFIELD, TX 76063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1820 WESTMORELAND RD, RED OAK, TX 75154-5844
Document Number	0000027459
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1820 S WESTMORELAND RD GLENN HEIGHTS TX 751548722, GLENN HEIGHTS, TX 75154-8722

Mortgage

Document Number	0000027459
Date	Sep 21, 2018
Instrument	27459

Lender

Name	TEXAS TR CU
Type	Credit Union
Address	MANSFIELD, TX 76063

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2028

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1820 WESTMORELAND RD, RED OAK, TX 75154-5844
Document Number	0000005739
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1820 S WESTMORELAND RD GLENN HEIGHTS TX 751548722, GLENN HEIGHTS, TX 75154-8722

Mortgage

Document Number	0000005739
Date	Mar 3, 2017
Instrument	5739

Lender

Name	TEXAS TR CU
Type	Credit Union
Address	MANSFIELD, TX 76063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Westmoreland Rd was $12,979 with a homeowner's exemption, down 2.6% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,678 (-4.13%) Land $178,200 Building $621,478	$799,678 (-4.13%) Land $178,200 Building $621,478
2025	$12,979.00 (-2.59%) Homeowner's exemption	$834,112 Land $162,000 Building $672,112	$834,112 Land $162,000 Building $672,112
2024	$13,324.00
2023		$986,064 Land $153,000 Building $833,064	$986,064 Land $153,000 Building $833,064
2018	$12,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1820 Westmoreland Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Westmoreland Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Element8, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westmoreland Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures